Credit Products Commercial Portfolio Manager

A client‑facing role that is responsible for independently leading all aspects of the entire commercial credit process both internally and externally with prospects and clients. The Portfolio Manager partners closely with Regions' relationship managers to execute on the Bank’s commercial loan origination strategy by working directly with Regions' prospects, clients, and centers of influence to develop optimal financing structures to address borrowing needs.

• Executes on the Bank’s commercial loan origination strategy by working directly with Regions' prospects, clients, and centers of influence to develop optimal financing structures to address borrowing needs
• Underwrites, structures, and documents prospect and client transactions above a designated threshold, generally the most complex and largest of client relationships and circumstances
• Manages the assigned portfolio by monitoring performance and trends, proactively defining client credit solutions, identifying issues and developing remediation and underwriting on a timely basis
• Ensures all credit process metrics are within prescribed tolerances
• Maintains accountability for the risk evaluation and associated compliance requirements as defined in respective roles and responsibility matrix for AML, CRA/HMDA, Reg B, and other regulatory/compliance requirements within assigned portfolio and for prospects
• Reviews interim new money requests for relationships managed up to a defined limit

• Bachelor’s degree in Finance, Accounting or a related field
• Five (5) years of experience in commercial underwriting
• Subject matter expert level understanding of accounting and finance, financial statement and cash flow analysis

• Completion of a major corporate credit training program (or the equivalent corporate banking/corporate finance experience)

• Ability to work collaboratively with multiple stakeholders
• Strong analytical and problem solving skills
• Strong verbal and written communication skills
• Well organized, detail‑oriented, and ability to multi‑task

Full time

Pay ranges are job specific and are provided as a point‑of‑market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.

Minimum: $ USD

Median: $ USD

This role is eligible to participate in a discretionary incentive plan. Employees have the potential to receive a discretionary award based on performance against defined metrics and goals. Opportunity to participate in the Long Term Incentive Plan.

• Paid Vacation/Sick Time
• 401K with Company Match
• Medical, Dental and Vision Benefits
• Disability Benefits
• Health Savings Account
• Flexible Spending Account
• Life Insurance
• Parental Leave
• Employee Assistance Program
• Associate Volunteer Program

RSA Battle House Tower, Mobile, Alabama

Regions is an Equal Opportunity Employer/including Disabled/Veterans