Mortgage Loan Officer

Candidates must be authorized to work in the U.S. without the need for current or future company sponsorship.

Applicants must reside within the geographic footprint of our operating locations.

Job Title:

Mortgage Loan Officer

Location:

Mobile, Alabama

Employment Type:

Full-Time Job Overview:

We are seeking a motivated and experienced Mortgage Loan Officer to join our growing team in Mobile, Alabama. The ideal candidate will have a strong background in residential mortgage lending, excellent customer service skills, and hands-on experience with Encompass loan origination software. This role is responsible for guiding clients through the mortgage process, from initial consultation to loan closing, while ensuring compliance with all regulatory requirements.

Key Responsibilities:

Originate and manage residential mortgage loan applications from start to finish

Build and maintain relationships with clients, real estate agents, and referral partners

Analyze applicants’ financial status, credit, and property evaluations to determine loan feasibility

Educate borrowers on loan options and guide them in selecting the best mortgage solutions

Utilize Encompass to manage loan files, documentation, and pipeline efficiently

Ensure all loans meet company guidelines and regulatory compliance standards

Maintain consistent communication with clients throughout the loan process

Meet or exceed monthly production and performance goals

Compensation & Benefits:

Competitive commission structure (base + commission options may be available)
Health, dental, and vision insurance

Paid time off and holidays

Ongoing training and professional development opportunities

How to Apply:

Interested candidates should submit their resume along with a brief summary of their loan production experience and familiarity with Encompass.

Join our team and help make home ownership dreams a reality while building a rewarding career in mortgage lending.

Minimum of 2 years of experience as a Mortgage Loan Officer or similar role Proficiency with Encompass loan origination system

Active NMLS license (or ability to obtain prior to start)
Strong understanding of mortgage products, underwriting guidelines, and lending regulations

Excellent communication, interpersonal, and sales skills

Detail-oriented with strong organizational abilities

Self-motivated with the ability to work independently and as part of a team

Preferred Qualifications:

Established referral network in the Mobile, Alabama area Experience working with FHA, VA, Conventional, USDA and Jumbo loan products
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