Mortgage Underwriter

Looking to hiring a Mortgage Underwriter to support mortgage and home equity lending operations in a hybrid role based in Moline.

• Two-year college degree or equivalent combination of education and experience.
• Minimum of 2 years of experience in Mortgage Lending Experience, with emphasis on secondary market and home equity underwriting.
• Excellent communication and interpersonal skills, with the ability to collaborate effectively.
• Strong analytical skills with a strong attention to detail and commitment to accuracy.
• Ability to work independently, manage multiple tasks and meet deadlines in a fast-paced environment.
• High level of integrity and commitment to member service.

• Evaluate, analyze, and approve/deny loan applications within guidelines established by each investor in a timely manner - no more than 48-hour turn around time. Clear underwriting conditions for final approval and closing of loan.
• Coordinate with mortgage team in analyzing and solving situations that may arise in the mortgage application and loan process. Offer alternative suggestions when loan cannot be approved as submitted.
• Understand and apply all federal and state regulations governing credit union lending, with particular emphasis on rules and regulations governing mortgage lending.
• Continuing education as needed to remain current with underwriting guidelines, investor requirements and regulatory policies. Have comprehensive knowledge of all mortgage loan products and programs available through the credit union as well as our affiliate relationships.