Liability Insurance Claims Analyst

LIABILITY INSURANCE CLAIMS ANALYST

MONTGOMERY, AL

The Liability Claims Analyst should have experience or familiarity with self-insured risk pools, county government, and political subdivisions is preferred. Manage, investigate and analyze liability claims as assigned to determine liability exposure; to ensure ongoing adjudication of claims within company standards and industry best practices; and to identify subrogation of claims and negotiate settlements in a timely manner. Responsible for accurate and timely claims-related billing and payment processing.

The successful candidate will have proven themselves in the claims industry and be able to demonstrate their experience.

• Managing and investigating low to medium complexity claims as assigned by the Claims Director
• Responsibility for claims intake and file set up for assigned lines of coverage
• Handling claims to conclusion including investigation, documentation, coverage analysis, and subrogation/salvage assessment as assigned by the Claims Director
• Examining claim forms, coverage documents and endorsements, and other records to determine applicable coverages
• Investigating claims by interviewing fund members, third-party claimants and witnesses; obtaining official reports; reviewing physical damage reports; and comparing claim information with evidence
• Preparing reports by collecting and summarizing information in claim file notes as required
• Calculating and assigning timely and appropriate reserves to include managing reserve adequacy throughout the life of the claim
• Negotiating settlement of claims within designated authority level as set by the Claims Director
• Responsibility for timely and accurate processing of claims payments, including settlements and other accounts payable, the distribution of funds and providing verbal and written communications to fund members, third-party claimants, defense counsel and plaintiff counsel as appropriate
• Managing the litigation process to ensure timely and cost-effective claims resolution as assigned by the Claims Director
• Referring cases to supervisor and senior management as appropriate
• Preparing excess reports to reinsurers
• Maintaining and developing professional and technical knowledge through continuing education resources

• Bachelor's degree from an accredited college or university preferred
• A minimum of two years claims administration experience or equivalent combination of education and experience required
• Working knowledge of liability coverages;
  General Liability, Auto Liability, Law Enforcement Liability, Errors & Omissions Liability, Employment Practices Liability, Employee Benefits Liability, Cyber Liability and Equitable Defense
• Working knowledge of appropriate insurance principles and laws for line-of-business claims assigned
• Ability to recognize coverage issues and prepare clear and concise coverage position letters
• Excellent written and verbal communications skills
• Must have ability to work with minimal supervision
• Alabama Department of Insurance all lines adjuster license preferred
• Professional certification as applicable to line of business preferred
• Experience retaining independent adjusters and monitoring their assignments a plus
• Experience with Origami software is preferred

• May be required to climb stairs, and ladders
• Will be required to file, stand, reach, kneel or squat
• May be required to drive for extended periods of time

• 401(k)
• 401(k) 7% Match
• 401(k) matching
• Dental insurance
• Flexible spending account
• Health insurance
• Life insurance
• Paid time off
• Prescription drug insurance
• Vision insurance

GREAT ORGANIZATION, COMPETITIVE STARTING SALARY + BENEFIT PROGRAM.