Mortgage Banker

Mortgage Banker National Bank of Commerce (WI/MN)

1421 E 7th St, Monticello, MN 55362

Job Opening: Mortgage Banker - Monticello, MN

Job Type: Full-Time, Non-Exempt

Pay Range: $33-$49 Hourly, Plus Performance-Based Incentive Compensation

Additional Opening in Bemidji, MN - Relocation to Bemidji Required

Job Opening: Mortgage Banker - Bemidji, MN

Job Type: Full-Time, Non-Exempt

Pay Range: $30-$45 Hourly, Plus Performance-Based Incentive Compensation

At NBC, the Mortgage Banker is responsible for originating a high volume of residential mortgage loans by developing and maintaining strong relationships with clients, realtors, builders, and other referral sources. This role requires an in-depth knowledge of mortgage products, a commitment to exceptional customer service, and the ability to guide borrowers through the entire loan process from application to closing. This position primarily deals with direct, single‑family loans, but the Banker should also be versed in other bank products such as home equity loans.

• Loan Origination & Business Development: Actively seek out and develop new mortgage lending opportunities. This includes spending significant time on community involvement and outside sales activities.
• Referral Networking: Build and maintain a referral network with real estate professionals, financial planners, and other industry contacts.
• Client Management: Interview loan applicants to determine their financial needs and objectives. Analyze financial data, credit reports, and other information to recommend the most suitable loan products.
• Customer Service: Act as the primary point of contact for borrowers, ensuring they are informed and supported throughout the loan process. Address any questions or concerns in a timely and professional manner.
• Collaboration: Work closely with the underwriting and processing teams to ensure a smooth and efficient loan process.
• Compliance & Documentation: Gather and review all necessary documentation to ensure loan files are complete and compliant with federal regulations and bank policies. Ensure compliance with all bank policies and procedures, as well as all applicable state and federal banking regulations.

• Competitive hourly base + incentive pay structure
• Local onboarding support
• 401(k) with generous company match
• Volunteer Time Off
• Paid Time Off
• Paid Holidays + Floating Holidays
• Employer paid dental health reimbursement
• HSA with employer contribution
• Employer paid Life Insurance
• Annual Health & Wellness incentive
• Annual NBC branded clothing allowance
• Employee Assistance Program

• Requires National Mortgage Licensing Systems (NMLS) registration under the S.A.F.E. Act.
• Broad knowledge of real estate lending techniques and practices.
• A minimum of 2-5 years of experience in mortgage origination is preferred.
• In-depth knowledge of mortgage loan products, including conventional, FHA, VA, and construction loans.
• Strong communication, sales, and negotiation skills.
• A proven track record of meeting or exceeding sales goals.
• The ability to work independently and manage a pipeline efficiently.
• Patience, tact, and professionalism in dealing with customers, co‑workers, and business contacts.
• Commitment to exhibiting NBC core values:
  Respect, Integrity, Teamwork, and Accountability.

• Bachelor's degree in a related field, or an associate's degree in business or a combination of experience and education.
• Existing network of professional referral sources in the local market.
• Familiarity with loan policies, credit culture, and NBC's products and services.
• Bilingual in English and Spanish is preferred but not required.

National Bank of Commerce (NBC) is a community bank committed to providing exceptional service and building strong, lasting relationships with our customers. We are looking for a highly motivated and results‑driven Mortgage Banker to join our teams in Monticello, MN and Bemidji, MN. The ideal candidates are self‑starters passionate about helping people achieve home ownership goals and contributing to the bank's growth.

National Bank of Commerce is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, national origin, disability status, protected veteran status, or any other characteristic protected by law. NBC will comply with all federal and state laws concerning the application and employment of people with disabilities.

Please apply at the links below:

Mortgage Banker in Monticello, MN:

Mortgage Banker in Bemidji, MN:

To view all open positions, visit our website at  From there, you'll click on the "About" section, then "Careers", then "Join our Team".

MBA Job number/Date Added: H-8067: 11/7/25