Health & Benefits Consultant

Job Summary
Mercer Canada is seeking a Health & Benefits Consultant to join our H&B consulting department in our Ottawa office.

Hybrid role requires being in the office at least 3 days a week.

The applicable base salary range for this role is $70,000 to $100,000.

The base pay offered will be determined on factors such as experience, skills, training, location, certifications, and education. In addition to the base salary, this position may be eligible for performance‑based incentives.

We offer a competitive total rewards package including health and welfare benefits, tuition assistance, retirement programs, and employee assistance programs.

Responsibilities

Participate in delivering impactful solutions for organizations of any size and varied industries and have a direct impact on their employees.

Work in a collaborative environment on a wide variety of client teams with any number of our Health colleagues.

Support clients in the financial and strategic management of their employee benefit programs through analysis and communication.

Perform basic or complex calculations with respect to the costs of our clients’ employee benefit plans and insurance arrangements, including using Mercer’s internal tools to price plan design changes and prepare future cost projections.

Develop project management and consulting skills including: managing the quality and timeliness of client deliverables, participating in client calls and meetings as appropriate and assisting with the preparation of client‑friendly communications.

Develop a deeper understanding of Health and Benefits products, services and technical tools offered by Mercer, vendor/carrier markets, basic underwriting skills, budget‑setting, rate‑setting and evaluation through online training, group sessions, or one‑on‑one training with colleagues.

Perform work related to the actuarial valuation of the obligation and expenses related to post‑employment retirement benefits and/or post‑employment benefits using Canadian, U.S. and/or international accounting standards and according to the Mercer standards.

Provide accurate and timely data and financial analysis on various projects for medical, dental, life and disability programs.

Validate and compare premiums for group benefit plans under vendor renewals, quotes or benchmarking exercises with other companies in the industry.

Produce quarterly experience monitoring reports for clients and analyze the impact of any recent changes.

Analyze financial statements of group insurance plans and review the financial agreement to suit the client needs.

Analyze cost drivers by reviewing client utilization data and looking for year‑over‑year trends or comparisons to external benchmarks using data provided from client vendor reports or raw data from external databases.

Perform analyses for larger, more complex clients, including more in‑depth analysis for complex situations that may require additional research or discussion with Mercer subject matter experts.

Perform technical reviews of any of the above when prepared by a junior member of a client team.

Gather necessary data from the vendor or client; review to ensure it is complete, accurate and reasonable; and prepare data in a particular template or format for use in basic or advanced financial analyses.

Work with your client teams to develop recommendations and reporting for clients based on your analysis.

Review amendments, contracts, and booklets.

What you need to have

Previous work‑related experience.

Strong organizational skills.

Strong oral and written communication skills.

Ability to handle multiple tasks in a demanding fast‑paced work environment.

Ability to work in a team environment where priorities and requirements may change quickly.

Time management skills.

Proficiency with Microsoft Office (Excel, Word, PowerPoint).

Will be required to obtain and maintain appropriate licenses as required by provincial regulations and Mercer policies.

What makes you stand out

Post‑secondary degree or equivalent experience in business, mathematics, statistics, finance or a related field.

Bilingual (French/English).

Familiarity or experience with group insurance benefits (through work experience, CEBS GBA designation or working towards it).

3 to 4 years of relevant experience.

LLQP or equivalent based on province.

Why join our team

We help you be your best through professional development opportunities, interesting work and supportive leaders.

We foster a vibrant and inclusive culture where you can work with talented colleagues to create new solutions and have impact for colleagues, clients and communities.

Our scale enables us to provide a range of career opportunities, as well as benefits and rewards to enhance your well‑being.

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