Bilingual Private Banking Credit Manager

Location: Montreal

Job Description

What's the opportunity?As a Private Banking Credit Manager, you will underwrite and adjudicate borrowings originating from the Private Banking Network channels. You will assess the inherent risks while respecting Bank policies, identifying exceptions to credit principles, rules and guidelines. You will approve/amend and underwrite transactions and assess inherent risks while respecting disciplines imposed by Bank policies, accurately identify required exceptions to applicable folios and deliver exceptional partner experiences to contribute to our purpose of helping clients thrive and communities prosper.
What will you do?

Consistently demonstrate attributes of the RBC blueprint to deliver on the role mandate

Apply your expertise in the adjudication of complex mortgage and personal lending applications within delegated lending limits

Use sound judgment and knowledge of all credit policies to balance risk appetite with business growth

Provide resolution to stakeholders related to credit decisions and policy interpretation

Demonstrate strong collaboration positively impacting sales partners to win in the market

Take the lead in identifying innovation that will improve adjudication efficiencies

Ensure compliance to Anti Money Laundering (AML) requirements are satisfied at all times

Actively participate in coaching routines to expand proficiencies and deliver high performance

What do you need to succeed?
Must-have

Lending/credit experience

Knowledge and understanding of personal lending guidelines and policy

Understanding of how credit impacts clients’ overall financial planning

Strong business and financial risk assessment and analytical skills

Proven analytical and problem-solving skills

Professional communication and call handling capabilities

Ability to clearly articulate credit decisions both verbally and in writing to all stakeholders

Flexible to work extended hours during high volume periods

Bilingualism (English and French) required, as you will regularly do business with RBC partners and/or employees across Canada with English and French speaking needs

Nice-to-have

Private Banking, Small Business or Commercial experience

What’s in it for you?We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

A comprehensive Total Rewards Program including bonuses and flexible benefits

Competitive compensation

Ability to make a difference and lasting impact

Work in a dynamic, collaborative, progressive, and high-performing team

Job Skills
Credit Policies, Credit Processes
Additional Job Details

Address:

1 PLACE VILLE MARIE:

MONTRÉAL

City:

Montréal

Country:

Canada

Work hours/week:

37.5

Employment Type:

Full time

Platform:

PERSONAL & COMMERCIAL BANKING

Job Type:

Regular

Pay Type:

Salaried

Posted Date:

Final date to receive applications:

Note: Applications will be accepted until 11:59 PM on the day prior to the Final date to receive applications date above
Our Employment Opportunities
At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities.

RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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