Manager, A&A Commercial and Small Business Underwriting – Bilingual

• Lead, coach and train a regional team of underwriters specializing in commercial and small business financing
• Review loan narratives prepared by the team and provide detailed feedback and active guidance prior to submission to Credit Risk
• Ensure the quality, consistency and conciseness of credit narratives, with a focus on risk mitigation
• Act as a key liaison between Credit Risk, Operations and sales teams
• Support the growth of the team's skills in the areas of credit culture and lending policies
• Foster an engaging, high-performance work environment focused on collaboration and professional development
• Prepare and oversee credit proposals for small and medium-sized agribusinesses and food processing companies
• Influence the quality of credit decisions and risk mitigation for FCC

• A bachelor's degree in a related field or discipline
• At least five years of experience in commercial lending (or an equivalent combination of education and experience)
• Expertise in analyzing commercial and small business financing opportunities
• Proven experience in credit underwriting and risk mitigation
• Sound knowledge of lending policies, processes and practices
• Strong communication skills and the ability to explain complex concepts
• Experience mentoring or coaching team members
• Formal leadership experience (preferred)
• Commercial lending experience (preferred)
• Familiarity with the agriculture, agribusiness and food and beverage industries (preferred)
• Bilingual (English and French)

Demonstrates expertise in commercial lending and credit underwriting, with a strong focus on risk mitigation and lending policies. Proven ability to lead and mentor teams while fostering a collaborative and high-performance work environment.

• Commercial Lending Experience
• Credit Underwriting Expertise
• Risk Mitigation Skills
• Leadership Experience
• Bilingual (English and French)

• Analyzing Financing Opportunities
• Credit Proposal Preparation
• Lending Policies Knowledge
• Credit Risk Assessment
• Credit Narrative Review

• Strong Communication Skills
• Mentoring and Coaching
• Collaboration
• Professional Development Focus

• Agribusiness
• Food Processing
• Commercial Financing
• Small Business Financing
• Credit Culture