Junior Mortgage Underwriter

Description

The ideal candidate will have a strong background in processing conventional loans, with expertise in clearing conditions, reviewing credit reports, and conducting thorough income and asset reviews.

• Review and verify loan applications for completeness and accuracy.
• Analyze credit reports to assess applicants' creditworthiness.
• Evaluate income and asset documentation to ensure compliance with lending guidelines.
• Clear loan conditions and ensure all required documentation is obtained.
• Communicate effectively with loan officers, underwriters, and internal partners to resolve any issues.
• Maintain up-to-date knowledge of conventional loan processing guidelines and regulations.

• Proven experience as a Loan Processor, preferably with conventional loans.
• Strong understanding of credit reports, income, and asset documentation.
• Excellent attention to detail and organizational skills.
• Effective communication and problem-solving abilities.
• Ability to work in a fast-paced environment and meet deadlines.

• Associate’s degree or equivalent work experience.
• 3+ years of relevant work experience.
• Proficiency in Microsoft Office.
• Financial Services and/or Mortgage Industry Experience preferred.
• General understanding of applicable Federal, State, and Local regulations.
• Understand underwriting guidelines for income and assets.
• Underwriter or junior underwriter ideal.
• Strong loan processing experience.
• Know how to calculate income, income and assets.
• Training provided for income processing; knowledge of titles, appraisals.

Contract to Hire position based out of Moorpark, CA.

Pay range: $28.00 - $28.00/hr.

Benefits (subject to eligibility and change):

• Medical, dental & vision
• Critical Illness, Accident, and Hospital
• 401(k) Retirement Plan – Pre-tax and Roth post-tax contributions available
• Life Insurance (Voluntary Life & AD&D for the employee and dependents)
• Short and long-term disability
• Health Spending Account (HSA)
• Transportation benefits
• Employee Assistance Program
• Time Off/Leave (PTO, Vacation or Sick Leave)

Workplace Type:
Fully onsite position in Moorpark, CA.

Final date to receive applications:
This position is anticipated to close on Mar 6, 2026.

Equal Opportunity

Employer:

The company is an equal opportunity employer and will consider all applications without regards to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.