Senior Anti- Laundering; AML​/Financial Crime Investigator

Senior Anti-Money Laundering (AML) / Financial Crime Investigator

Location:

Whippany, NJ (Hybrid 4 days in office)

Contract:

4+ Months

• Lead complex, high-risk investigations involving correspondent banking networks, trade finance, and cross-border transactions
• Conduct sophisticated analysis of layered transactions, shell companies, and emerging money laundering typologies
• Handle escalated cases requiring advanced investigative techniques and coordination across multiple jurisdictions
• Evaluate complex risk scenarios and make independent decisions on escalation

• Review and validate investigation conclusions prepared by junior analysts, providing guidance on complex cases
• Participate in quality assurance reviews and identify opportunities to strengthen investigative practices
• Act as a liaison between the investigations team and senior management, regulatory affairs, and business units

• Contribute to the design and optimization of transaction monitoring scenarios and investigation workflows
• Lead or support projects to enhance detection capabilities, reduce false positives, and improve operational efficiency
• Identify emerging typologies and recommend enhancements to the financial crime framework
• Support regulatory examinations, audits, and remediation efforts with deep subject matter expertise

• Partner with Compliance, Legal, Operations, Risk, and Business teams on complex matters requiring cross-functional coordination
• Communicate investigative findings and risk assessments to senior stakeholders and management
• Represent the team in working groups, industry forums, and regulatory discussions as needed
• Build strong relationships with internal partners to drive effective risk management

• 5+ years of progressive experience in financial crime compliance and investigations, with demonstrated expertise in:
  • AML/BSA compliance and regulatory oversight in a banking environment
  • Complex financial crime investigations (money laundering, fraud, sanctions violations)
  • Correspondent banking due diligence, monitoring, and risk assessment
  • Transaction monitoring alert investigations and SAR/STR filing decisions
• Proven ability to independently manage high-complexity cases from identification through resolution
• Strong investigative instincts with the ability to connect disparate data points and identify sophisticated schemes
• Excellent written and verbal communication skills, including experience presenting to senior audiences
• Track record of contributing to process optimization and strategic initiatives