Sr Mortgage Banker​/Loan Originator

Overview

Location:
Western Washington State

Join Our Team at Harborstone Credit Union
—Voted one of Washington’s Best Workplaces!

Are you ready to make a difference in the lives of others while building your own career? At Harborstone Credit Union (HCU), we’re more than just a financial institution—we’re a community dedicated to building dreams and changing lives for generations to come!

Our values—
Commitment, Dependability, and Kindness
.

Guided by our Ten Essentials
, we prioritize compassion and integrity, creating a culture where everyone feels valued and heard. This commitment has earned us 5-Star ratings in the industry, placing us among the top credit unions nationwide, and being recognized as one of Washington’s Best Workplaces. Together, we not only support each other but also uplift the communities we cherish, embodying the spirit of #Heart Of Harborstone  in all that we do.

Harborstone’s roots are enduring principles that ground our strategy—core values and purpose that remain constant, guiding long‑term decisions and shaping our organizational identity.

MISSION: Why we exist. Building dreams; changing lives for generations to come.

VISION: The impact we aim to have. A world‑class financial institution that builds trust as it assists members in achieving financial well‑being through innovative solutions that foster thriving communities and economic vitality.

VALUES: How we act. Committed | Dependable | Kind

At Harborstone Credit Union, we invest in our employees and their families by offering a comprehensive and competitive benefits package, including:

• Medical, dental, and vision insurance for employees
• Employer contribution toward dependent medical premiums (25%)
• Flexible Spending Accounts (FSA), including dependent care/childcare FSA
• Health Savings Account (HSA) with employer contributions
• 401(k) retirement plan with employer matching contributions
• Generous paid vacation and sick leave
• Paid holidays and a personal day
• Professional development and career growth opportunities
• Employee appreciation events and team‑building activities
• Discounted loan rates and other employee financial benefits
• Wellness programs and resources
• A collaborative, supportive culture that values work‑life balance and employee well‑being

We believe our employees are our greatest asset. That's why we're committed to creating a workplace where team members feel valued, supported, and empowered to grow both personally and professionally.

Compensation:
Minimum wage + Commission

• Originate external and internal mortgage loans
• Provide high level of member service

• Qualifying of loan applicants
• Prospect for new loans externally
• Provide excellent member mortgage service to internal/ external members

• 5 years plus mortgage origination
• High level of mortgage loan knowledge
• External referral source book of business

Origination: Seeks out new mortgage loan applications

Description: Applicant has an existing book of referral sources in addition to originating internal member mortgage requests.

Success Metric: $1MM a month in loan production

Detailed: Submits completed and accurate loan files into Loan Operations with minimal exceptions or revisions.

Description: Analytical and process‑oriented lender with strong attention to detail and effective communication skills.

Success Metric: Consistently maintains a low level of file revisions, corrections, or missing documentation requests from Loan Operations.

Communicative: Maintains proactive and consistent communication with all parties involved in the mortgage loan process.

Description: Excels at communication skills with members, referral sources, loan operations.

Success Metric: Positive reviews, employee feedback and demonstrates impact of communication through increased referral volume.

• Additional team support at events etc.

• Education:
  
  College degree or practical experience preferred or sufficient knowledge skills and abilities
• Experience:
  
  5 years in mortgage originations essential
• Technical
  
  Skills:
  
  Proficiency in Encompass LOS, CRM’s, preferred
• Soft Skills:
  
  Strong selling skills essential
• Certifications/
  
  Additional Qualifications:
  
  Current NMLS registration

• Ability to communicate effectively in verbal, written, and electronic formats with internal and external stakeholders.
• Ability to read, comprehend, and respond to written and verbal instructions and information.
• May be required to sit or stand for extended periods, depending on job duties.
• May involve repetitive motions, including keyboarding and handling office equipment.
• May require stooping, bending, squatting, or reaching occasionally.
• May be required to lift and carry items weighing up to 50 pounds.
• Ability to navigate office environments, including walking between workstations, meeting rooms, and member service areas.