Loan Processor & Closer

We have an immediate full-time opportunity for a driven Commercial Real Estate (CRE) Loan Processor & Closer with a desire to grow professionally.

The CRE Loan Processor & Closer will primarily be responsible for working directly with the borrower’s loan representative(s) to obtain the necessary borrower, guarantor, and property information to prepare the loan file for underwriting and closing, works with third‑party vendors to obtain satisfactory reports and coordinates loan closing with legal counsel. The Loan Processor & Closer also performs basic financial statement analysis and assists with data entry for credit decisions.

As part of the AVANA team (), we will provide you training in U.S. real estate lending and pair you with experienced U.S.

-based team members to ensure you have the support needed to succeed.

We will train you to provide great customer service and build strong client relationships, following AVANA’s core values:
Putting People First, Doing the Right Thing, Taking the Lead, Making an Impact, and recognizing that Excellence is a journey.

• Provides excellent customer service to Business Development Officers (BDOs), borrowers, underwriters, and other loan stakeholders.
• Works directly with the loan representative to obtain the necessary borrower, guarantor, and property information for the loan file.
• Works with third‑party vendors to obtain reports, such as appraisal, environmental, title, credit, property condition assessment, engineering, and others as needed.
• Prepares and distributes correspondence to others involved in the loan transaction.
• Ensures items are received and reviewed in a timely fashion to support an expedient loan process for all involved.

• Maintains the integrity of the loan file by ensuring that information provided is complete and accurate.
• Ensures that documentation contains the appropriate signatures.
• Reviews borrower information for consistency.
• Follows up on items that require additional action.
• Interprets file contents in an effort to anticipate problems that would otherwise arise in underwriting.
• Applies independent judgment to proactively take action on leading indicators and “red flags” to ensure potential problems are resolved as early as possible in the lending process.

• Verifies that all required loan and credit committee approvals are obtained.
• Acts as the primary point of contact between the borrower, lender, external counsel, title companies, and escrow agents.
• Coordinates and manages the collection of due diligence materials such as title searches, appraisals, environmental reports, surveys, and zoning verifications.
• Maintains consistent communication with BDOs, underwriters, and credit analysts to ensure smooth progression towards closing.
• Works with external legal counsel to ensure timely preparation of loan documents, including promissory notes, mortgages, deeds of trust, security agreements, and guarantees.
• Reviews drafts of loan documents for accuracy, ensuring compliance with lender policies and legal requirements.
• Serves as a liaison between legal counsel and internal teams (e.g., underwriting, compliance) to address any document‑related concerns.
• Ensures external counsel reviews and approves title commitments and ensures all necessary endorsements and policies protect the lender’s interest.
• Liaises with external legal counsel to resolve complex title, insurance, or compliance issues.
• Works with internal and external teams to clear any exceptions (e.g., title or insurance issues).
• Coordinates with title companies and escrow agents to ensure all necessary documents are ready for closing.
• Ensures all pre‑closing conditions set by the underwriting team are satisfied before the loan is approved for closing.
• Works with the internal insurance specialist to ensure that insurance requirements are met by the borrower, including hazard, liability, and flood insurance where applicable.
• Coordinates with the accounting team for loan disbursement, ensuring funds are released in accordance with the loan agreement.
• Reviews and approves…