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Mortgage Loan Originator
Job in
Murfreesboro, Rutherford County, Tennessee, 37132, USA
Listed on 2026-07-09
Listing for:
cbsbank
Full Time
position Listed on 2026-07-09
Job specializations:
-
Finance & Banking
Mortgage Loan Originator / Advisor, Loan Officer / Lending, Financial Sales, Banking & Finance
Job Description & How to Apply Below
GENERAL FUNCTION OF MORTGAGE LOAN ORIGINATOR
Originates and manages a pipeline of secondary market mortgage loan applications and closes an acceptable volume of quality loans.
MAJOR DUTIES AND RESPONSIBILITIES OF MORTGAGE LOAN ORIGINATOR- Attracts new mortgage loan applications and retains existing business by developing relationships within builderand/or realtor communities.
- Advises borrowers on loan products by examiningapplication and supporting documentation, and pre-qualifying for credit-worthiness. Providesguidance and information relevant to the risks and benefits of eachprogram the borrower is qualified for; effectively communicate the termsof each product.
- Meets mortgage loan operational standards by implementing and maintaining productivity, quality, customer-service standards and problem resolution.
- Evaluates loan requests, analyzes financial dataand determines qualification of collateral and customer credit history.
- Structures loan to comply with acceptable lending practices and Federal regulations.
- Prepares files for underwriting, loan committee,private mortgage insurance company and investor including preparation ofloan approval sheet.
- Cross-sells other bank products and services.
- Maintains knowledge and follows all bank policies and procedures related to processing, underwriting, and closing of loans.
- Executes consultative sales strategies to drive exceptional service and create trusted relationships.
- Minimum 3 years of experience in mortgageorigination or equivalent.
- Hold applicable licenses, as required.
- An advanced understanding of mortgage product sand the ability to comprehend and implement complex financial conceptsrelated to residential mortgage lending.
- Thorough knowledge of mortgage products and services offered as well as market trends.
- Knowledgeable on agency and investor regulations and guidelines.
- Excellent verbal/written communication skills.
- Good organizational skills.
- Ability to learn and adapt to market changesquickly.
- Ability to build strong relationships with production, underwriting, closing and other internal and external partners.
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