Mergers & Acquisitions Credit Risk Specialist; Nashville, TN

Job Overview

Job Title:

Mergers & Acquisitions Credit Risk Specialist (Nashville, TN)

The Mergers & Acquisitions Credit Risk Specialist plays a critical role in supporting strategic transactions such as mergers, acquisitions, divestitures, and joint ventures. This role is responsible for assessing and managing credit risk exposures associated with M&A activity, ensuring financial due diligence, and supporting post-merger integration from a credit risk perspective. The position requires strong analytical skills, cross‑functional collaboration, and a deep understanding of credit instruments and financial risk management.

• Conduct thorough credit risk assessments during the due diligence phase of M&A transactions, including analysis of financial statements, debt structures, and creditworthiness of target entities.
• Collaborate with Quality, Regulatory Affairs, and Finance teams to ensure smooth post‑merger integration, including alignment of credit policies, systems, and reporting standards.
• Evaluate the impact of M&A activity on existing credit portfolios, including changes to payer accounts, master data, credit lines, and receivables.
• Support the development and implementation of credit risk policies and controls related to M&A, ensuring compliance with internal standards and external regulations.
• Liaise between the credit risk team and other departments (e.g., Collections, Legal, Treasury) to ensure alignment of risk mitigation strategies and transaction execution.
• Prepare and present risk assessments, integration plans, and post‑deal performance reports to senior leadership and credit committees.

• 5+ years of experience in credit risk management, preferably with exposure to M&A or corporate finance.
• Proficiency in risk assessments, financial planning & analysis (FP&A), accounting, and cash flow management.
• Strong analytical and data analysis skills, including advanced Excel (v‑lookup, x‑lookup, etc.).
• Understanding of credit instruments such as letters of credit and guarantees.
• Bachelor’s degree in Finance, Accounting, or related field; MBA or CFA preferred.
• Excellent communication, problem‑solving, and coordination skills with experience in SAP FSCM, regulatory frameworks, and audit controls.

We believe that we are better together than apart. For our office‑based teams, this means working in‑person at least 3 days per week. Onsite roles require full‑time presence in the company’s facilities. Field roles are most effectively done outside of the company’s main facilities, generally at the customers’ or suppliers’ locations. This is an office role.

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The pay range for this position in Nashville, TN is $61,000 to $97,000. The actual base pay offered may vary within the posted ranges depending on multiple factors including job‑related knowledge/skills, experience, business needs, geographical location, and internal equity. In addition, other compensation, such as an annual incentive bonus, sales commission or long‑term incentives, may be offered. Employees are eligible to participate in our comprehensive Philips Total Rewards benefits program, which includes generous PTO, 401k (up to 7% match), HSA (with company contribution), stock purchase plan, education reimbursement and much more.

US work authorization is a precondition of employment. The company will not consider candidates who require sponsorship for a work‑authorized visa, now or in the future. Company relocation benefits will not be provided for this position. For this position, you must reside in or within commuting distance to Nashville, TN. This requisition is expected to stay active for 45 days but may close earlier if a successful candidate is selected or business necessity dictates.

Interested candidates are encouraged to apply as soon as possible to ensure consideration.

Philips is an Equal Employment and Opportunity Employer including Disability/Vets and maintains a drug‑free workplace.