Portfolio Manager Senior
Listed on 2026-09-21
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Finance & Banking
Portfolio & Asset Management, Credit Analyst, Loan Servicing
Location
:
Onsite at location listed in posted.
Summary
The Portfolio Manager – PRO CRE will be responsible for preparing comprehensive credit analyses on non-owner occupied commercial real estate loans that facilitates the credit approval process. The Portfolio Manager should have a thorough understanding of various types of lending facilities as well as commercial real estate product types (i.e. retail, office, multi-family, lodging, industrial, ALF/ senior living, etc.). In addition, the Portfolio Manager will be responsible for monitoring the real estate portfolio including, but not limited to, periodic review and analysis of financial information, identification of negative trends, and preparation of covenant checks in support of the commercial lending function.
Key Responsibilities Include
- Review monthly, quarterly and annual rent rolls, operating statements, etc. for progress, trends, issues, etc.
- Identify portfolio weaknesses and trends and alert Relationship Manager and Market/ Investor CRE Underwriting Manager to deteriorating portfolio conditions
- Prepare covenant checks as required by Loan Agreement and follow procedures for the handling of loans deemed to be “out of compliance.” Updaten Cinco as covenant checks are completed and advance the days accordingly.
- Monitor progress on construction loans via inspection reports, progress relative to borrower projections, delays, etc.
- Prepare annual reviews
- Update Loss Given Default and Probability of Default models according to required due dates, upon completion of construction or as a result of changing conditions that impact the risk profile
- Proactively manage upcoming loan maturities and renewals working with the Relationship Manager
- Monitor past dues and overdrafts working with the Relationship Manager to resolve
- Ensure loans are coded correctly on the loan system once approved and booked. Ensure construction loans are correctly re-coded once a project is complete
- Once a loan is booked, ensure that the covenant definitions inn Cinco match the requirements in the Loan Agreement.
- Review Loan Reviews and respond as appropriate to any noted deficiencies
- Ensure nCinco is updated with the appropriate documentation evidencing the monitoring of the portfolio according to the applicable procedures.
- Attend client meetings with the Relationship Manager (when possible)
- Attend portfolio review meetings with product partners
Qualifications Include
- Bachelors Degree in business, accounting, or finance (Master's preferred)
- Prior experience underwriting Commercial Real Estate loans is required.
- At least 7 years of commercial credit experience required (as credit analyst, underwriter, portfolio manager or similar position)
- Microsoft Office suite
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