Underwriter, CT

Job Summary:

• This position is involved in the review and appraisal of applications for insurance placement.
• Uses knowledge and independent judgment to determine eligibility of risks when compared to guidelines of programs available.
• Interacts with Companies and Brokers via telephone, e-mail, regular mail and personal contact.

• Reviews applications for insurance coverage, reports from loss control consultants and other information to determine if application is acceptable for the program(s) available.
• Evaluates the experience of a risk against the class of business under review.
• Evaluates the loss potential due to catastrophe, severity, and/or frequency.
• May rate policies or check previously rated policies for proper rating.
• Utilizes knowledge of automated systems to develop information for new or renewal policies.
• Prepares quotations for agents and answers questions from agents, policyholder, or prospects.
• Assists agents with comments or questions about applications and the likelihood of acceptance by the company.
• Reviews requests for cancellation, endorsements, etc.
• Reviews policies for renewal consideration.
• Requests additional documentation necessary for the processing of an application, endorsement or cancellation.
• Conducts marketing visits to agents. Performs other duties as assigned.

• Must have Producer’s License. 3 plus years of insurance experience.
• Prior exposure to insurance underwriting type activities.
• Basic familiarity with computers.
• Good oral and written communications skills.
• Strong analytical skills and the ability to pay attention to details.
• Resourceful and controlled assertive behavior characteristics.
• Must have demonstrated negotiation skills and technical knowledge of insurance coverage forms and their application to exposure.
• Knowledge of departmental regulations and policies.
• Ability to work independently and to carry out assignments to completion within parameters of instructions given, prescribed routines and standard accepted underwriting practices.
• Strong interpersonal skills working with staff and company underwriters. Experience in standard underwriting practices and procedures.
• Associated classes or courses and/or industry license, or designation.

We offer a total compensation package which includes salary plus a full comprehensive benefits package.