Group Risk Specialist - 2LoD Controls Testing and Oversight

Group Risk Specialist

The Group Risk Specialist provides a comprehensive and diverse range of risk management expertise to business leaders. Leads and supports the implementation of appropriate risk frameworks and leading related management activities to mitigate enterprise and/or business-wide risk exposures for key business segment of the Bank or functional area. May provide oversight, commentary, and recommendations based on overall strategy and industry best practices.

Department Overview: TD Bank is guided by the Three Lines of Defense (LOD) Risk Framework:
Risk Ownership (1

LOD), Risk Oversight (2

LOD), and Internal Audit (3

LOD). The second line is independent of the business and provides policies, standards, and methodologies, with the authority to assess and challenge the first line to ensure adherence to those standards. In this role, you will lead and support the implementation of risk frameworks and oversight activities that mitigate enterprise risks. You will also lead the end-to-end controls testing and validation—from planning through execution—by assessing and socializing issues, monitoring remediation, and producing independent reporting across business processes and technology platforms, including support for regulatory and internal risk reporting.

Depth & Scope:
Highly seasoned professional role requiring substantial knowledge/expertise in a complex field and knowledge of broader related areas. Integrates knowledge of the enterprise sub-function's or business line's overarching strategy in developing solutions across multiple functions or operations. Interprets internal/external business challenges and the industry environment, recommends course of action and best practices to improve products, processes or services. Acts as a technical expert/lead integrating cross-function understanding within their own field of specialty;

may manage team(s) of related specialists. Leads cross-functional teams or projects with significant resource requirements, risk and/or complexity. Independently manages end-to-end functional programs. Solves or may lead others to solve complex problems; leads efforts or partners with others to develop new solutions. Uses sophisticated analytical thought to exercise judgement and identify solutions. Impacts the achievement of sub-function or business line objectives within the area they are accountable for.

Work is guided by policies and industry standards/methods. Communicates difficult concepts; converts information to compelling business context and advice; influences and gains alignment across increasingly senior stakeholders. Works autonomously as the lead and guides others within area of expertise.

Education & Experience:

Undergraduate degree or technical certificate and/or 7+ years relevant experience. Advanced knowledge of risk management governance, programs, policies, practices, operating frameworks & reporting for business supported and/or area of discipline. Knowledge of risk management environment, standards, regulations and mitigation. Knowledge of current and emerging competitor and market trends. Ability to establish goals and objectives which support the strategic plan. Ability to lead, plan, implement, and evaluate program/project activities to ensure completion of initiatives.

Skill in mentoring and coaching. Advanced skill in using analytical software tools, data analysis methods and reporting techniques. Skill in using computer applications including MS Office. Ability to communicate effectively in both oral and written form. Ability to work collaboratively and build relationships across teams and functions. Ability to work successfully as a member of a team and independently. Ability to exercise sound judgement in making decisions.

Ability to analyze, organize and prioritize work while meeting multiple deadlines. Ability to handle confidential information with discretion.

Additional Responsibilities:
The Group Risk Specialist is responsible for leading the execution of independent Second Line of Defense (2

LoD) testing and validation programs across regulatory reporting, internal risk reporting, data risk management, and liquidity and…