Residential Whole Loan Transaction Manager

At Met Life Investment Management (MIM), the Private Fixed Income team offers the opportunity to apply your expertise in differentiated markets and help drive long‑term value for our clients. You will be part of a team investing across private corporate and infrastructure debt, private asset‑based finance (ABF) and residential credit, taking a disciplined approach to sourcing and structuring unique high‑quality private asset investments for clients.

Recognized as a 2025 Best Place to Work in Money Management by Pensions & Investments, MIM offers a collaborative environment where innovation and strategic thinking drive customized solutions for clients and meaningful career growth for you.

Met Life Investment Management's ("MIM") Private Capital Team is responsible for approximately $164 billion in total assets under management as of December 31, 2025, across Investment Grade Private Credit, Residential Whole Loans, Middle Market Private Capital and Private Equity. MIM manages assets on behalf of both affiliated and non‑affiliated institutional investors worldwide and offers exceptional access to investments across the private markets to all our clients due to its significant scale, long‑standing market relationships and sector expertise.

• Manage the end‑to‑end lifecycle of purchasing closed residential mortgage loans, partnering closely with clients, sellers, due diligence providers, traders, legal teams, custodians, and servicers.
• Review and interpret third party due diligence findings, applying credit expertise and thought leadership to assess compliance, credit, collateral, valuation and title risks, and to drive informed loan‑level decision, including escalations, declines or repricing.
• Report key findings to Head of Transaction Management, senior leadership and sellers to navigate escalations and achieve risk‑aligned decisions
• Lead efforts to expand due diligence profiles as needed, to enable a more comprehensive evaluation of credit risk and support sounds underwriting decisions
• Oversee trade closing activities, including ownership of funding memos and coordination of all related legal documentation to ensure timely and accurate execution
• Verify collateral documentation and requirements are satisfied both prior to and following settlement.
• Manage ongoing workflows and communication with third‑party vendors to ensure timely and accurate execution of deliverables.

• Bachelor's degree in finance, Economics, Business, Mathematics or equivalent relevant experience.
• Strong knowledge of residential mortgage products, including GSE and private‑investor guidelines, near‑prime, Qualified Mortgage (QM) and Non‑QM standards.
• Minimum of five years of experience in residential lending, due diligence, or whole‑loan transactions. Demonstrated ability to interpret third‑party due diligence reports, identify potential risk areas, and ensure loan‑level compliance.
• Understanding of key residential lending regulations, including ATR/QM, TILA‑RESPA, and TRID.
• Experience in reviewing and analyzing residential appraisal reports and valuation tools to ensure appropriate value support.
• Working knowledge of residential title policies, collateral documentation and the ability to interpret findings to support sound credit and underwriting decisions

• Strong analytical judgment with the ability to synthesize information from multiple sources, reconcile discrepancies, and make sound credit decisions.
• Proven ability to multitask, prioritize, and manage deadlines in a fast‑paced environment.
• Excellent written and verbal communication skills, with strong listening and problem‑solving abilities.
• Exceptional organizational skills and attention to detail.
• Proficiency in Microsoft Excel and the full Microsoft Office suite.
• Professional demeanor and ability to collaborate effectively within a team.

Location Expectation:
This is a hybrid role r
equiring a minimum of 3 days per week in office.

The expected salary range for this position is $125,000 to $153,000. This role may also be eligible for annual short‑term incentive compensation and stock‑based long‑term…