Financial Advisor

Financial Advisor

This role is accountable to invoke trust and build strong client relationships, determine individual investment needs and provide professional, customized advice to ensure client’s financial goals are met. You will provide a superior client onboarding experience, actively review client portfolios and prepare and present appropriate investment solutions by leveraging various tools provided by the bank. Being the first point of client contact, the Financial Advisor’s core mandate is to provide investment recommendations based on client suitability, time frame and goals.

The ultimate goal is to build and solidify customer loyalty while deepening client relationships.

• Monday - Friday, operating hours 10 am – 7 pm Central Time (schedule is mostly flexible throughout the week, but you must be available to work the 10‑7 pm CST shift as needed)

• Active Series 7, 66 or 7, 63 + 65 and Life and Health licenses required for this role

• Understanding financial markets and recognizing when to provide clients with advice
• Builds trust and strong customer relationships by educating them on acceptable risks and performance expectations that help them achieve their financial goals.
• Maintains excellent client relationships and creates customized action plans to assist customers to achieve their financial goals.
• Investment product subject‑matter expert (15 product categories):
  Mutual Funds, Annuities, Managed Accounts, Markt Linked CDs, Unit Investment Trust, Retirement planning.
• Fee‑Based Account annual reviews.
• Responsible for the continued growth of the portfolio.
• Meet monthly sales goal.
• Outside Asset Gathering (i.e., prospecting from existing and net new clients).
• Advise on maturities.
• Uncovering uninvested opportunities.
• Adhering to internal and FINRA audit requirements.
• Operate as gatekeeper responsible for various approvals to satisfy industry regulators.
• Investment reviews, developing financial plans, solution positioning, protecting client personal information.
• Implementing further AML requirements on house and assigned accounts.
• Accuracy, discipline in order/confirmation, determining need for the trade.
• Adhere to BIC (Best Interest Contract) for every recommendation.
• Be current and adapting to the constantly changing regulatory environment.
• Possess strong knowledge and act as resource on software including LPL’s Client Works, Salesforce, and Moneyguide‑Pro.
• Decision making – provide investment recommendations based off client suitability, time frame, and goals.
• Provide wealth and investment‑related sales and service to BMO customers or prospects; understand customer needs to provide wealth and investment advice, strategies, and products in the best interest of the customer.
• Fulfill sales and service activities for the customer in accordance with approved procedures; identify and make referrals to other business groups.
• Understand and explain cost basis, tax documents, IRA RMD withdrawals and early withdrawal penalties.
• Attest to client accounts and all regulatory sign‑offs.
• Influence – authority to impact investment advice in accordance with BIS offer and applicable securities regulations.
• Role has direct impact on achievement of key business unit objectives.

• University degree with a minimum of 3‑5 years of financial industry experience.
• Series 7 and 66 or (7, 63 and 65) and insurance licenses (life and health).
• U4 clear background check requirements.
• Continuing education – FINRA and BMO administered.
• Knowledge and skills in customer data privacy, AML compliance, FINRA audit & regulations, and use of investment software platforms.

• Customizable benefits, performance bonuses.
• Work in a digitally focused environment using innovative tools.
• Strengthen skillsets with access to professional tools, resources, in‑depth training and ongoing manager support.
• Grow your professional network and explore more opportunities at BMO, North America’s eighth largest bank serving customers for 200+ years.

$46,000.00 – $85,200.00

Salaried

At BMO we are driven by a shared purpose:
Boldly Grow the Good in business and life. It calls on us…