Senior Financial Analyst – Revenue Streams

Senior Financial Analyst – Revenue Streams

The Financial General Ledger (FGL) team sits at the strategic core of Sum Up's financial operations. We own the financial integrity of Sum Up's core business, ensuring every euro of revenue and cost from our lending, payments, and merchant banking products is accurately captured and analyzed. As Sum Up scales exponentially, our work has evolved into a highly analytical, data‑driven function that combines deep accounting knowledge with SQL queries, AI‑assisted reconciliation tools, and advanced data analytics to understand not just what was recorded, but why and how our business operates financially.

• Own complex, high‑impact reconciliations; reconcile core revenue streams including acquirer settlements, chargebacks, and merchant payables, identify root causes of mismatches between automated system postings and actual cash flows, review and oversee postings and bank reconciliation work completed by junior accountants, and maintain a structured tracking log for open reconciling items.
• Ensure technical accounting accuracy across products by recording processing fee accruals, resolving settlement and funding mismatches, applying IFRS 9 revenue recognition standards to lending and payments activity, and determining proper accounting treatment for each revenue stream.
• Elevate team quality and capability by providing clear, constructive feedback on junior accountants' work, coaching team members on complex reconciliation techniques and accounting judgment calls, and fostering a culture of curiosity, precision, and continuous improvement.
• Drive process improvement and controls; identify opportunities to reduce manual activity through automation and system integrations, work with data and technology tools to enhance reconciliation efficiency (experience with SQL is a plus), and support the implementation and documentation of our Internal Controls over Financial Reporting (ICFR) framework.

• Background in Big 4 audit, assurance, financial control or accounting advisory, and strong accounting foundations with an analytical mindset.
• Strong reconciliation, general ledger management, and IFRS financial reporting experience gained in an international company; proven ability to manage and critically evaluate high volumes of data.
• Natural problem‑solver who thrives on complexity; ability to reduce unexplained differences through systematic analysis and root‑cause investigation.
• Experience reviewing and coaching others' work, communication skills to give clear, constructive feedback, and ability to explain complex accounting issues to non‑finance stakeholders.
• Comfort with data and willingness to learn new tools: strong Excel skills, ability to navigate multiple data systems, and experience with SQL, data analytics tools or AI‑assisted automation is a plus.

Sum Up is proud to be an Equal Employment Opportunity employer, actively seeking and embracing diversity in our workforce. We do not make hiring or employment decisions based on race, colour, religion or religious belief, ethnic or national origin, nationality, sex, gender, gender identity, sexual orientation, disability, age or any other basis protected by applicable laws or prohibited by company policy.

Our commitment extends beyond recruitment to creating a safe and respectful workplace where harassment of any form is strictly prohibited.