Merchant Security Expert with Spanish and English

At Sum Up
, we are driven to empower small businesses across the globe by de-hassling their lives and helping them to succeed. Our vision as a global Fin Tech company is to build the first-ever global card acceptance brand, and we are well on our way as small businesses in over 31 countries around the world rely on Sum Up to get paid.

If you would like to be part of a global team
, putting business partnering and innovation in the core of its priorities, this might be the right role for you.

Join our dynamic and international Customer Support team, specializing in Risk & Fraud. Our team spans across four continents
, bringing together diverse talents from over 60 countries
. We thrive on challenges and collaborate seamlessly to ensure the success of small businesses globally.

• Proactively addressing a variety of transaction‑related requests from our merchants while adhering to security rules and procedures.
• Acting as the voice of our internal Risk and Fraud Team by contacting merchants and verifying documents based on risk assessments.
• Monitoring merchant behavior in compliance with AML and internal T&C rules.
• Utilizing decision‑making abilities for reviewing customer business and adjusting payment limits.
• Providing support to Spanish and English‑speaking customers through various communication channels, via phone, chat or email. The role primarily involves specialized security calls with low phone volume, and each issue is handled through the most suitable channel.

• You possess excellent language skills in both Spanish and English.
• Communication is your strength, and you handle customer interactions with ease and patience.
• Curiosity and persistence drive you to solve issues efficiently.
• Your organizational skills shine, even in stressful situations.
• Attention to detail is a defining characteristic.

• You’ll play a key role in a scale‑up that in turn is part of a truly global team of 3000+ people from 60+ countries, spread across 4 continents.
• You'll have the opportunity to make an impact regardless of your job description. You'll have the space to drive your career and take ownership of projects.
• You’ll get a Referral bonus if your friend is hired successfully.
• You’ll receive 25 days’ paid leave, increasing with tenure, and paid vacation for certain occasions.
• You’d enjoy a paid 1 month Sabbatical vacation after 3 years.
• You’ll receive an individual learning budget and can take 10 days educational leave to expand your skillset.
• You’ll have monthly digital food vouchers.
• You’ll have monthly budget for a wide choice of benefits and discounts ranging from transport, food, learning and more.
• You’d have access to additional health insurance, life insurance and co‑sponsored Multisport card.
• You’ll enjoy funded therapy & coaching sessions with licensed psychotherapists.
• You’ll enjoy a child birth/adoption bonus.
• You’ll have access to a free shuttle bus from Joliot‑Curie metro station and more.

This job is on‑site – Sofia

We believe in the everyday hero. Small business owners are at the heart of all we do, so we create powerful, easy‑to‑use financial solutions to help them run their businesses. With a founder’s mentality and a ‘team‑first’ attitude, our diverse teams across Europe, South America and the United States work together to ensure that the small business owners we partner with can be successful doing what they love.

Sum Up is an Equal Employment Opportunity employer that proudly pursues and hires a diverse workforce. Sum Up does not make hiring or employment decisions on the basis of race, color, religion or religious belief, ethnic or national origin, nationality, sex, gender, gender identity, sexual orientation, disability, age or any other basis protected by applicable laws or prohibited by company policy.

Sum Up also strives for a healthy and safe workplace and strictly prohibits harassment of any kind.

Sum Up will not accept unsolicited resumes from any source other than directly from a candidate.