Associate - CIB Audit

** It Starts Here:*
* Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible.  This is more than a strategic shift.  It's a chance for driven professionals to grow, learn, and make a real difference.

If you are interested in exploring the possibilities  
** We Want to Talk to You!*
* ** The Difference You Make:*
* The Associate (Supervisor) - CIB Audit is an individual contributor responsible for executing audit testing across the Corporate & Investment Banking (CIB) portfolio, covering both Markets (Sales & Trading) and non-Markets businesses, including lending, risk, operations, and supporting functions.

The Associate applies independent judgment in executing assigned audit procedures, identifying control weaknesses, and assessing risk, with work reviewed by a Sr. Supervisor or Audit Manager prior to finalization. The role requires a strong foundation in internal audit methodology and a developing understanding of CIB products and activities, including Equities, Fixed Income, Securitization, FX, Rates, Derivatives, Leveraged Finance, and related lending and trading businesses.

** Key Responsibilities*
* + Execute  
** audit testing and analysis
** for internal audit reviews covering CIB businesses, processes, and control environments.

+ Perform  
** control design and operating effectiveness testing
** across moderate to high-complexity audit areas under the guidance of a Sr. Supervisor or Audit Manager.

+ Examine business records, transaction data, and supporting documentation to  
** identify control gaps, issues, and risk exposures** .

+ Apply  
** independent judgment
** in assessing risks, documenting observations, and escalating issues as appropriate.

+ Prepare  
** clear, well-supported audit work papers
** in accordance with internal audit standards and methodology.

+ Participate in  
** audit planning activities** , including understanding process flows, identifying key risks, and assisting in the development of audit test steps.

+ Support  
** post-audit follow-up testing
** to assess the adequacy and timeliness of management remediation efforts.

+ Assist in drafting  
** audit observations and recommendations
** for review by the Sr. Supervisor or Audit Manager.

+ Develop and maintain an understanding of  
** CIB products, processes, and regulatory expectations** , with a focus on Markets activities.

+ Demonstrate commitment to  
** professional development
** through training, on-the-job learning, and feedback incorporation.

+ Provide consistent, high-quality support to audit stakeholders while maintaining professionalism and objectivity.

*
* What You Bring:

*
* To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

+ Bachelor's Degree:
Accounting, Finance, Business or equivalent field.

- Required.

+ 3+ Years Audit or relevant experience.

- Required.

+ 5+ Years Relevant experience.

- Required.

+ Analytical and problem solving skills as well as the ability to work independently .

+ Technology and computer skills, with the ability to effectively use Microsoft Office (Word, Excel, Outlook, PowerPoint) .

+ Support audit execution through the use of data analytics, automation, and AI-enabled tools to analyze large datasets, identify control gaps, and enhance audit efficiency.

+ Detail oriented with organizational skills .

+ Verbal and written communication skills.

+ Time management skills and the ability to complete multiple projects simultaneously and in a timely manner.

+ Ability to work independently with limited supervision .

+ Solid diplomatic skills with the ability to resolve conflict in a civil manner .

*
* Certifications:

*
* Certifications are not required; progress toward or interest in professional certifications (e.g., CPA, CIA, CFA, FRM) is a plus.

** It Would Be Nice For You To Have:*
* + Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

+ Experience in Microsoft Office products.

** What Else You Need To Know:*
* The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

** Base Pay Range:*
* Minimum:

$76,875.00 USD

Maximum:

$ USD

** We Value Your Impact:*
* Your contribution matters and it's recognized.  You can expect a fair and competitive rewards package that reflects the impact…