Senior Software Engineer, Party & Account System

About Us

Drive Wealth is on a mission to make investing easier. We believe that everyone should have the ability to control their financial future, and that access to financial markets should not be limited by geography, wealth, or legacy systems. We are a global B2B financial technology organization dedicated to democratizing access to financial independence around the world. Our mission is realized through an API-based platform, empowering our partners to offer seamless investing and trading experiences to clients worldwide, all from their mobile devices.

Our technology provides partners with a modern, extensible toolkit, enabling traditional investment workflows and innovative techniques like fractional share ownership. Drive Wealth has evolved into a global platform offering trading of US equities, mutual funds, ETFs, fixed income, and options.

There's never been a better time to build a category-defining business and there has rarely been a team better positioned for this opportunity. Our culture blends the pace and agility of a fintech start-up with the impact, stability, and discipline of Wall Street. We encourage creativity and experimentation while ensuring institutional-grade execution and regulatory compliance in everything we do. Join us and help build the future of global investing!

About the Role

We are seeking an experienced Java Backend Engineer to design, build, and scale the core systems that power brokerage account operations for Drive Wealth's global institutional partners. This role is with Drive Wealth's Party & Account System (PAS), the team responsible for customer onboarding, KYC and compliance workflows, brokerage account lifecycle management, and integrations with clearing, tax reporting, and regulatory systems.

You will work closely with product managers, compliance, quantitative, and risk teams to translate complex regulatory and business requirements into robust, production-grade backend systems. These systems span a wide range of capabilities, including support for joint and retirement account types, tax form processing, domain event-driven workflows, and downstream clearing integrations with platforms such as FIS, DTCC and Inteli Clear.

Build the account infrastructure that global institutional partners and millions of investors depend on every trading day.

What You'll Do

* Ensure Tier-1 API availability and meet SLA requirements (150 ms target ) across core services.

* Design and deliver backend Java services for Drive Wealth's Party & Account System (PAS)-the core platform that manages user registration, KYC workflows, and the full brokerage account lifecycle for global institutional partners.

* Lead the technical design and implementation of new account types from API ingestion through validation, data storage, and event publishing.

* Build and maintain REST services and Kafka-driven asynchronous processors that support account operations across equities, options, and fixed-income asset classes.

* Own integrations with downstream clearing and reporting systems, including Inteli Clear (INTC/AOD), FIS, DTCC ACAT, and BetaNXT tax reporting.

* Partner cross-functionally with quantitative, product, compliance, and risk teams to translate regulatory requirements (KYC, W-8/W-9 tax forms, FINRA rules) into precise, testable system behavior

* Monitor production systems (EKS, Postgres, DynamoDB, Redis, Kafka) and diagnose latency, throughput, resiliency, and consistency issues across distributed asynchronous workflows.

Special Knowledge (Nice to Have, But Not Required)

* Experience working with internal shared libraries, Maven multi-module repositories, and JFrog Artifactory.

* Familiarity with LLMs, Agents, prompt engineering, RAG, embeddings, vector databases, and semantic search patterns.

* Experience building AI-powered applications using frameworks such as Lang Chain, Lang Graph, CrewAI, or Strands SDK.

* Exposure to agentic AI architectures, including multi-agent orchestration, tool calling, workflow automation, memory management, and HITL approval pattern.

* Familiarity with MCP, AI tool integrations, and API-driven agent ecosystems.

New York City Metro - 2-3 days/week in-office

Pay Range: $155,000 USD - $175,000 USD

If you're not based in one of these metros, this role is not a fit. Applicants must be authorized to work for any employer in U.S.

-Drive Wealth is unable to sponsor or take over sponsorship of an employment visa at this time.

Working at Drive Wealth

We do our best work when we're in the same room. To maintain the speed our partners expect, our New York, Chicago, and Lithuania teams work in-office 4 days a week. We've found that being physically side-by-side is the only way to solve complex problems in real-time and stay truly accountable to the products we ship. When you're here, you're working directly with the people making the decisions.

To support that work, we provide competitive compensation, equity, and a 401(k) match. We also offer full insurance coverage, a wellness…