Senior Accountant

Who We Are

Tomo is a digital mortgage company on a mission to eliminate the greed and complexity in lending, helping home buyers save thousands of dollars. Our AI-driven customer experience makes the lending process faster, less frustrating, and more affordable. By passing these savings directly to home buyers, we eliminate excessive fees and inflated rates that cost Americans billions each year. Backed by top-tier venture investors, including Ribbit, Citi Ventures, NFX and Progressive Insurance, Tomo is poised to become one of the most valuable fintech startups of our generation.

We’re seeking a detail-oriented and motivated Senior Accountant to join our team in a unique hybrid role that spans both finance operations and technical accounting. This position is split roughly 50/50 between owning our Accounts Payable function end-to-end and driving key components of the month-end close. It’s an ideal opportunity for someone with a strong operational AP background who has had exposure to bank reconciliations and close tasks—and is ready to deepen their technical accounting skill set.

You’ll be the go-to owner for the full AP lifecycle—vendor onboarding through payment execution—while also taking on progressively greater responsibility in the close process, including reconciliations, accruals, and supporting schedules. You’ll learn directly from seasoned teammates and play a key role on the Accounting team as we scale.

Accounts Payable & Finance Operations (approx. 50%)

• Own the end-to-end Accounts Payable process, including invoice intake, coding, approval routing, and timely payment execution.
• Manage vendor onboarding, W-9 collection, and vendor master data maintenance; support annual 1099 reporting.
• Serve as the primary point of contact for vendor inquiries, resolving discrepancies with speed, accuracy, and care.
• Reconcile vendor statements and monitor AP aging; investigate and resolve outstanding items.
• Manage corporate card and employee expense workflows, ensuring policy compliance and proper coding.
• Identify and drive process improvements and automation opportunities across the AP function.

Month-End Close & Technical Accounting (approx. 50%)

• Execute assigned month-end close tasks, including journal entries for accrued liabilities, prepaid expenses, and expense accruals tied to AP cutoff.
• Prepare bank reconciliations and balance sheet reconciliations, investigating and resolving reconciling items.
• Ensure complete and accurate AP cutoff at period end, including accrual of unrecorded liabilities.
• Assist in preparing monthly, quarterly, and annual reporting requirements.
• Support the year-end audit process by preparing schedules, reconciliations, and documentation as needed.
• Maintain accurate financial records and ensure compliance with accounting standards and internal policies.

• Bachelor’s degree in Accounting, Finance, or a related field (CPA or progress toward CPA a plus).
• 3–6 years of relevant experience, with a strong operational Accounts Payable background.
• Hands‑on exposure to bank reconciliations and month‑end close tasks, with a desire to grow into deeper technical accounting work.
• Solid understanding of the full procure‑to‑pay cycle and accrual‑basis accounting fundamentals.
• Excellent organizational abilities and high attention to detail.
• Effective written and verbal communication skills; ability to respond to vendor and internal inquiries with speed, accuracy, and care.
• Proficiency with accounting software (AP automation tools a plus) and Excel.

• Operator’s Mindset, Accountant’s Rigor—You take pride in running a tight, efficient AP operation while holding yourself to the precision standards of technical accounting.
• Financial Curiosity & Growth Orientation—You’re eager to expand beyond AP into the close process, learning complex accounting structures and building toward full‑cycle ownership.
• Exceptional Communication & Clarity—You articulate financial information clearly, and you build rapport easily with vendors, teammates, and stakeholders across the business.
• Grace Under Pressure—You maintain composure and focus when managing payment…