Product Manager; US - Wire Transfer and Cross-border FX

Job Summary

Work Location:

New York, New York, United States of America

Hours:

40
Pay Details: $97,240 - $145,600 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD.

• Oversee end-to-end management of assigned products, services, and programs, ensuring features, benefits, and characteristics meet customer needs and are priced to meet the Bank’s profit and loss objectives.
• Serve as a source for innovation driven by customer insights, creating a better customer experience with product solutions.
• Accountable for business results and product sales, collaborating with Acquisition teams to meet widget and volume targets.
• Manage cross‑border payments products, set strategic direction, and analyze market trends.
• Integrate enterprise strategy across functions, develop solutions, and advise on distribution issues (primarily third‑party channels).
• Lead problem‑solving sessions with partners and vendors, design end‑to‑end processes for development, implementation, reporting, and feedback.
• Prepare and manage budgets and P&L, ensuring financial results through pricing, margin, and volume levers.
• Conduct market research, competitive analysis, and develop business cases for new product development.
• Act as a subject‑matter expert, support senior leadership with presentations, planning, and forecasting.
• Maintain compliance with regulatory requirements and manage risks (market, credit, operational).
• Build and maintain productive relationships with distribution channel owners and internal stakeholders.

• Undergraduate degree or product management certificate and/or 7+ years of relevant experience.
• Previous product experience typically required.
• Advanced knowledge in product research, analysis, forecasting, pricing, and competitive intelligence.
• Ability to lead, plan, implement, and evaluate program / project activities.
• Strong analytical skills using analytical software tools, data analysis methods, and reporting techniques.
• Excellent written and oral communication skills.
• Collaborative mindset, ability to build relationships across teams and functions.
• Independent judgment, sound decision making, and ability to prioritize work under multiple deadlines.
• Proficiency in MS Office and other computer applications.
• Experience managing budgets, P&L, and using metrics.

Never: 0%;
Occasional: 1-33%;
Frequent: 34-66%;
Continuous: 67-100%
Domestic Travel – Occasional, International Travel – Never
Performing sedentary work – Continuous, Performing multiple tasks – Continuous,
Operating standard office equipment – Continuous, Responding quickly to sounds – Occasional,
Sitting – Continuous, Standing – Occasional, Walking – Occasional, Moving safely in confined spaces – Occasional,
Lifting/Carrying (under 25 lbs.) – Occasional, Lifting/Carrying (over 25 lbs.) – Never, Squatting – Occasional,
Bending – Occasional, Kneeling – Never, Crawling – Never, Climbing – Never, Reaching overhead – Never,
Reaching forward – Occasional, Pushing – Never, Pulling – Never, Twisting – Never, Concentrating for long periods – Continuous,
Applying common sense to deal with problems involving standardized situations – Continuous, Reading, writing and comprehending instructions – Continuous,
Adding, subtracting, multiplying and dividing – Continuous.

TD’s Total Rewards package includes base salary and variable compensation / incentive awards (e.g., eligibility for cash and/or equity incentive awards), health and well‑being benefits, savings and retirement programs, paid time off (Vacation PT, Flex PT, and Holiday PT), banking benefits and discounts, career development, and reward and recognition.

Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at