Lead, Enterprise Compliance Chicago, IL NY San Francisco, CA,

New York, NY, USA

We are hiring a Senior Lead, Chime Enterprise Compliance to support Chime Enterprise and help ensure our growing portfolio of B2B and B2C products launches in a compliant, scalable, and member-focused way. You’ll serve as a trusted compliance advisor to Product, Engineering, Legal, Risk, and Operations teams, helping them navigate complex regulatory requirements while enabling innovation and growth. This role is uniquely positioned at the intersection of numerous consumer financial regulations and offers the opportunity to shape and mature a rapidly growing compliance advisory program with significant executive visibility.

The base salary offered for this role begins at $ and may reach up to $. Full‑time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

• Serve as the primary compliance advisor supporting Chime Enterprise’s B2B and B2C products, features, and strategic initiatives.
• Partner closely with Product, Engineering, Legal, Risk, Operations, and external bank partners to identify compliance requirements early in the product development lifecycle.
• Review and approve product collateral, disclosures, user experiences, and marketing materials while developing scalable review frameworks and standards.
• Lead compliance readiness efforts for new product launches by proactively identifying regulatory risks and developing practical mitigation strategies.
• Drive cross‑functional compliance initiatives, issue remediation efforts, and program enhancements across multiple business lines and regulatory domains.
• Develop, implement, and enhance compliance procedures, controls, governance processes, metrics, and reporting frameworks that support Chime Enterprise’s growth.
• Serve as a trusted thought partner to senior leaders while helping mature the Chime Enterprise Compliance Advisory program and compliance operating model.

• 9+ years of consumer compliance experience within fintech, banking, financial services, or related regulated environments.
• 7+ years of experience providing compliance advisory support throughout product design, development, launch, and marketing review processes.
• Deep expertise across multiple consumer financial regulations including UDAAP, Regulation E, Regulation Z, ECOA/Regulation B, FCRA, Regulation DD, the Bank Secrecy Act, and applicable state regulations.
• Demonstrated success influencing cross‑functional stakeholders and driving compliance outcomes across complex organizations.
• Strong analytical, strategic thinking, and communication skills, with the ability to translate complex regulatory requirements into actionable business guidance.
• Experience developing and enhancing compliance programs, procedures, controls, governance frameworks, and reporting processes.
• CRCM, JD, or equivalent compliance certification or advanced expertise preferred.

• Our in‑office work policy is designed to keep you connected – with four days a week in the office and Fridays from home for those near one of our offices, plus team and company‑wide events depending on location. Whether you’re coming in regularly or are part of our fully remote program, you’ll stay engaged with your work and teammates.
• In‑office perks including backup child, elder, and/or pet care, plus a subsidized commuter benefit to support your regular commute.
• Competitive salary based on experience.
• 401(k) match plus great medical, dental, vision, life, and disability benefits.
• Generous vacation policy and company‑wide Chime Days, bonus company‑wide paid days off.
• 1% of your time off to support local community organizations of your choice.
• Annual wellness stipend to use toward eligible wellness related expenses.
• Up to 24 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non‑birthing parents.
• Access to Maven, a family planning tool, with $15,000 lifetime reimbursement for egg freezing, fertility treatments, adoption, and more.
• In‑perso…