Vice President - Product Manager - Payments Product Management

Work Location

New York, New York, United States of America

40

TD Securities

$145,000.

- $225,000. USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience  compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

GTB is a key growth business within TDS, serving Corporates, Financial Institutions, and Government clients through treasury advisory, liquidity, payment, and trade solutions. Payments and trade continue to experience rapid innovation, new market entrants, changing regulations, and evolving client expectations. As a result, GTB product teams must continuously improve payment solutions, strengthen risk and control practices, and commercialize capabilities that help clients operate efficiently and securely.

The Product Manager, Domestic Payments Product Management, is accountable for the end-to-end management of assigned payments products, services, programs, and shared capabilities. The role leads product strategy, product development, commercialization, business planning, pricing and financial analysis, market and competitive intelligence, stakeholder engagement, governance, risk and regulatory awareness, and operational excellence. The Product Manager is expected to translate client, market, regulatory, and business needs into actionable product roadmaps and delivery plans that support measurable business outcomes and a strong client experience.

• Own and maintain the roadmap for assigned payments products or capabilities, ensuring priorities are aligned to GTB strategy, client needs, risk appetite, regulatory obligations, and measurable business outcomes.
• Develop and support business cases for new or enhanced product capabilities, including client value proposition, expected benefits, revenue or cost impacts, delivery dependencies, risk considerations, and implementation approach.
• Lead product commercialization activities, including sales enablement, market positioning, launch planning, training content, client-facing materials, internal communications, and post-launch adoption support.
• Use market, client, competitor, regulatory, and performance insights to identify new product opportunities, feature enhancements, pricing changes, operational improvements, and client experience enhancements.

• Partner with technology, operations, risk, compliance, legal, sales, servicing, implementation, and other stakeholders to define business requirements, acceptance criteria, operating impacts, and delivery readiness for product initiatives.
• Lead or contribute to cross-functional payments initiatives from concept through launch, including discovery, requirements definition, solution design, testing support, go-to-market readiness, issue resolution, and Day 2 operationalization.
• Manage priorities across multiple product initiatives and stakeholders, balancing client impact, strategic value, financial opportunity, delivery capacity, regulatory requirements, operational risk, and control expectations.
• Act as a payments product subject matter expert for assigned products or capabilities, providing guidance to stakeholders and helping resolve product, process, operational, and client‑impacting issues.

• Monitor product performance, adoption, revenue, volume, margin, expense, client usage, service trends, and operational indicators to assess product health and recommend actions.
• Support pricing and fee strategy by analyzing product economics, competitive positioning, client behavior, profitability drivers, cost-to-serve, and revenue opportunities.
• Develop portfolio insights and executive-level reporting that summarize trends, risks, opportunities, KPIs, delivery progress, client impacts, and recommended management actions.
• Work with sales and relationship teams to identify client segments, use cases, and adoption opportunities for assigned payment products and services.

• Maintain strong awareness of applicable payments rules, regulatory changes, risk requirements, control expectations, and industry developments that may affect assigned products or clients.
• Identify, assess, and escalam product, operational, regulatory, compliance, financial, and delivery risks; recommend mitigation actions and support…