Corporate Credit Risk Manager

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BBVA is a global company with more than 160 years of history that operates in more than 25 countries where we serve more than 80 million customers. We are more than 121,000 professionals working in multidisciplinary teams with profiles as diverse as financiers, legal experts, data scientists, developers, engineers and designers.

The Corporate Credit Risk unit at BBVA Milano is an integral part of the Global Risk Management – EMEA team. Its main function is to deliver best‑in‑class credit analysis of corporate clients, monitoring the local portfolio and ensuring the safety and soundness of wholesale lending through risk policy management.

As a Corporate Credit Risk Manager you will be responsible for:

• Assessing the credit and financial strength of BBVA’s clients by performing fundamental credit analysis of counter parties, using both quantitative and qualitative factors.
• Preparation, submission for approval and presentation at relevant Credit Committees of Financial Programs through relevant discretion processes.
• Approving utilization of sanctioned limits within discretion.
• Ensuring the establishment and effectiveness of credit policies and risk limits as well as compliance with risk appetite.
• Supporting and providing guidance to other units within BBVA.

• BA/BSc Finance or Business Management or any other related subject.
• Demonstrable experience in credit analysis, corporate advisory, credit policies review and regulatory reporting in Banking Groups active in Retail, Private, Corporate segments and Investment Banking of at least 4 years.
• Development of local credit reporting system;
• Strong analytical skills, including understanding of key financial components (liquidity position, leverage profile, etc.) and the ability to form independent opinions on credit, recognizing emerging risks.
• Solid Microsoft Office (Word, Excel, and PowerPoint) skills.
• Understanding of banking products and sustainability issues.

• Spanish and English: fluent.
• Italian native speaker.

• Strong inter‑personal and verbal communication skills. Should be at ease in communicating with internal and external stakeholders within risk management and other divisions.
• Strong organization and time management skills. Able to work under time pressure.
• Strong problem solving and decision‑making skills.
• Proactive, ethical, client‑oriented, out‑of‑the‑box thinker.

Companies and Corporations Credit Analysis, Quality Standards