RMBS - Analyst​/Senior Analyst; NY

Entity:
Kroll Bond Rating Agency, LLC

Employment Type:
Full-time

Location:
New York, New York

KBRA (Kroll Bond Rating Agency) is seeking a credit analyst to join our RMBS team in the New York, NY office. The ideal candidate will have experience in RMBS, knowledge of the residential mortgage sector, or experience in a related field. An Analyst within the RMBS group is part of the transaction rating team, working with other members of the team through all aspects of the rating process from collateral analysis to report publication.

• Perform transaction analysis including originator/servicer evaluation, loan pool analysis, modeling and analysis of bond structure, and review of legal structure and documentation.
• Assist in the preparation of credit memoranda and presentation of transactions to rating committees.
• Prepare and contribute to individual transaction reports for publication.
• Assist in the publication of market commentaries related to topical events or research.
• Engage in ongoing surveillance of rated transactions and updating ratings as warranted.
• Attend and participate in seller/servicer due diligence (which, in some cases, may require travel).

• B.A. / B.S. degree in a relevant field of study.
• Analyst level:
  Zero to two years of experience in performing credit analysis within the ABS sector at a Rating Agency, Buy-Side Investor, Credit Research, or similar environment.
• Senior Analyst level:
  Either a minimum of two or more years of experience in performing credit analysis within the ABS sector at a Rating Agency, Buy-Side Investor, Credit Research, or similar environment or an advanced degree such as an MBA.
• Strong Excel skills (an Excel test may be administered as part of the interview process).
• Strong oral and written communications skills (writing sample on request).
• Exceptional attention to detail.
• Ability to take initiative, work independently, and work closely with partners in a collaborative environment.
• VBA, Python, R and SQL skills are a plus.
• Familiarity with resi-mortgage datasets and tools such as Core Logic, Fannie/Freddie Single Family Data, Intex etc. is a plus.
• Familiarity with Generative AI tools such as ChatGPT for research, data insights, and general productivity is a plus.

The anticipated annual base salary range for this full-time position is $75,000 to $95,000. Offer amounts are determined by factors such as experience, skills, geography, and other job-related factors.

• A hybrid work schedule (Tuesday, Wednesday, Thursday in the office)
• Competitive benefits and paid time off
• Paid family and disability leave
• 401(k) plan, including employer match (100% vested)
• Educational and professional development financial assistance
• Employee referral bonus program

Kroll Bond Rating Agency, LLC (KBRA) is a full-service credit rating agency registered with the U.S. Securities and Exchange Commission as an NRSRO. KBRA Europe Limited is registered as a CRA with the European Securities and Markets Authority. KBRA UK Limited is registered as a CRA with the UK Financial Conduct Authority pursuant to the Temporary Registration Regime. KBRA is also designated as a designated rating organization by the Ontario Securities Commission for issuers of asset-backed securities to file a short form prospectus or shelf prospectus.

KBRA is recognized by the National Association of Insurance Commissioners as a Credit Rating Provider.

KBRA encourages applications from all qualified individuals without regard to race, color, religion, gender, sexual orientation, gender identity or expression, age, national origin, marital status, citizenship, disability, and veteran status or any other basis prohibited by federal, state or local law.

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Equal Employment Opportunity policy: KBRA does not discriminate on the basis of protected status under applicable law. If you believe you belong to any protected veteran category, please indicate accordingly as part of our VEVRAA reporting.