Vice President, Senior ALM Specialist

Types of Jobs - Risk Management / Control Job title

Vice President, Senior ALM Specialist

Permanent Contract

The Vice President, Asset Liability Management (ALM) is a senior leadership role within the U.S. ALM function, designed for an experienced ALM professional who will operate as a second in command or Deputy Head of ALM—in judgment, communication, and regulatory credibility. This role supports the Head of ALM and the Head of Financial Steering and ALM for the Americas while independently owning core elements of the liquidity, balance sheet, and interest rate risk framework.

1. Senior Ownership of Liquidity & Balance Sheet Risk

Own major components of the internal liquidity framework:

• Internal Liquidity Stress Testing (ILST)
• Cash-Flow Forecasting (CFF)
• Survival horizon and liquidity buffer analysis
  
  Early Warning Indicators (EWIs)
• Independently analyze and explain drivers of liquidity risk movements, including funding mix, intragroup reliance,deposit behavior, and market stress assumptions.

Ensure ALM outputs are logically coherent, consistent over time, and defensible under scrutiny.

2. ALCO & Executive Communication

Act as a trusted senior voice in ALCO discussions, capable of presenting, defending, and challenging balance sheet decisions.

Draft and deliver clear, structured, regulator-grade written materials for:

• Senior management memos
• Translate technical analysis into plain, precise English that withstands challenge from Treasury, Risk, Finance, and regulators.

Serve as a primary ALM counterpart in regulatory interactions related to:

Liquidity stress testing methodology

• FR 2052a structure, movements, and controls
• Funding concentration and market access
• Draft regulatory responses and analytical explanations with minimal oversight.

Anticipate supervisory concerns and proactively adjust ALM analysis and documentation.

Work closely with U.S. Treasury Department while preserving ALM’s independent risk perspective.

• Coordinate with 2
  
  LOD Liquidity Risk Management on:
  Assumptions
• Governance clarity

Act as a translator between U.S. regulatory expectations and Head Office frameworks, escalating issues with judgment and diplomacy.

Ensure high standards of data quality, assumptions, and controls across ALM reporting and models.

Contribute to modernization efforts (automation, analytics, visualization)

$115,000 to $160,000

America, United States Of America

Required Experience:

6 - 10+ years of experience in ALM, Treasury, or Liquidity Risk within a large bank or FBO

Demonstrated hands-on experience with:

• Internal liquidity stress testing (beyond LCR/NSFR)
• Cash-flow forecasting frameworks
• CFP design and governance
• FR 2052a or equivalent granular liquidity reporting

Direct exposure to regulatory exams and supervisory dialogue.

Strong understanding of:

• U.S. liquidity regulation and supervisory expectations
• EPS Category IV implications for ALM

Interactions between liquidity, funding, capital, and balance sheet strategy.

Solid product knowledge across:

• Wholesale funding
• Loans and commitments
• Derivatives and collateral mechanics

Other

Skills Required:

• Advanced Excel, Word, and PowerPoint.

Other Skills Desired:

• Familiarity with SQL, Python, or visualization tools (Power BI) is a plus.

English Required. French, Spanish, or Portuguese is a plus.

About Crédit Agricole Corporate and Investment Bank (Crédit Agricole CIB)

Crédit Agricole CIB is the corporate and investment bank of the Crédit Agricole group, the 10th largest banking group in the world.

We support major companies and financial institutions in their development and the financing of their projects.

As pioneers in responsible finance, social and environmental commitments are at the heart of our activities.

Joining our teams means working in a multicultural environment, both dynamic and stimulating, where you will contribute to developing a sustainable economy.

We support employees throughout their journey: you will develop your skills and access various mobility opportunities among the diversity of our businesses in more than 30 international locations.

Our culture is built on collaboration, innovation and openness, where everyone is valued and empowered.

By working every day in the interest of society, Crédit Agricole CIB aligns with the Group values committed to diversity and inclusion and placing people at the heart of all its transformations.

All our jobs are open to people with disabilities. We welcome applications from candidates of all backgrounds and experiences.

Ready to take part in our mission?

* By balance sheet size - The Banker, Juillet 2025