Lead Product Manager

🚀 We’re on a mission to make money work for everyone.

We’re waving goodbye to the complicated and confusing ways of traditional banking.

With our hot coral cards and get‑paid‑early feature, combined with financial education on social media and our award‑winning customer service, we have a long history of creating magical moments for our customers!

We’re not about selling products – we want to solve problems and change lives through Monzo ❤️

📍New York, NY | 💰Lead Product Manager | $165,000 - $200,000 + Benefits | Stock Options

Monzo Group is a leading financial technology company, with over 14 million customers in the UK, committed to providing modern banking solutions. In the last few years, we’ve built a banking app that our customers love – with extremely high daily engagement, an industry‑leading net promoter score, and award‑winning customer support.

We’re just starting in the US. We’re an agile full‑stack team operating like an early‑stage startup but with the financial, operational, and engineering platform muscle of a larger company. We’re focused on building an amazing US product, shipping and iterating quickly, and deepening our product‑market fit.

We started in the UK and became one of the most loved digital banks, trusted by millions. Now, we’re bringing that same energy, innovation, and heart to the US, empowering people to take control of their finances with clarity, simplicity, and confidence.

Our US team is on a mission to make digital banking that grows your money, your way. Whether it’s cashback rewards that fit your real habits, high‑yield savings with no hidden catches, or smart budgeting tools that simplify life, everything we build is designed to lift people up, not trip them up.

But what truly sets Monzo apart isn’t just our product – it’s our people. We’re a team of builders, problem‑solvers, and big thinkers united by a shared belief that finance can (and should) be fair, transparent, and empowering. We care deeply about the work we do and the impact it has on real people’s lives.

• Lead a cross‑functional team to design, build and profitably grow a new product that deeply resonates with our US customers and elevates Monzo to a leading Fin Tech in the market.
• Work closely with your partners in Marketing, Design and Research to ensure we are creating and communicating the most important value propositions for our customers.
• Be an active and influential leader within the team and foster our culture of accountability, support and a high bar for excellence.
• Collaborate with your peers across Monzo who can help you accelerate your progress and increase your odds of success (e.g., specific capabilities we don’t yet have in the US team, learnings, counsel, advice).

• You’ve got a track record of building successful, customer‑centric digital products in a fast‑growing company.
• You love the craft of creating remarkable products and businesses.
• You have excelled building and launching a remarkable zero‑to‑one consumer product (ideally a regulated one like financial services, healthcare, or similar).
• You have the ability to communicate clearly and persuasively to a wide range of audiences, and in a structured way.
• You have the urge and resilience to challenge the status quo and make things better.
• You ground your thinking in data, facts and insights but are equally comfortable making decisions quickly if or when the complete/ideal data is unavailable.
• You can work effectively with a diverse range of people and working styles to get stuff done, and are able to thoughtfully and constructively challenge and influence the people you work with.
• You’re excited by the ambition of what we’re doing at Monzo and personal finance in general.
• You’re a fast learner, humble and curious, and enjoy developing yourself and others.

• Initial Interview
• Case Study Interview
• Final interview: including a project walkthrough and a behavioural interview

Our average process takes around 3‑4 weeks but we will always work around your availability.

• 📈 Stock Options
• 💰 Generous 401k with 4% employer match
• ⏰ We offer flexible working hours…