Credit​/Fraud Risk Strategy Consultant

We have an exciting 9+ month contract opportunity for a Credit or Fraud Risk Strategy Consultant with a well-established consulting firm based in New York City, NY
.

This is a hybrid role within the NYC tri-state area and requires periodic travel to client offices in Connecticut
, as well as occasional travel to other East Coast client and company locations, including New York and Georgia
.

We are seeking a highly experienced professional with a strong background in Credit and/or Fraud Risk Analytics
, particularly within telecommunications or similar consumer-facing industries.

The Credit/Fraud Risk Strategy Consultant will serve as a trusted advisor to telecommunications clients, providing strategic guidance on the design, evaluation, and optimization of credit risk, fraud risk, and payments risk strategies across B2C (consumer) and SMB (small-to-medium business) portfolios.

• Evaluate and enhance credit and fraud risk strategies
  , policies, and underwriting frameworks.
• Assess the effectiveness of decisioning models
  , risk segmentation, and approval/decline strategies.
• Review and improve fraud detection and prevention controls
  , including payment risk mitigation strategies.
• Operate in a second line of defense (2
  
  LOD) advisory capacity, providing independent oversight and constructive challenge to first-line business units.
• Assess governance structures, risk appetite alignment, control environments, and regulatory compliance across multiple business units.
• Partner with stakeholders across risk, analytics, operations, and product teams to recommend data-driven improvements.
• Leverage advanced analytics, performance monitoring, and KPI tracking to drive portfolio optimization and loss reduction.
• Provide strategic recommendations to balance growth, customer experience, and risk mitigation.

• Strong experience in Credit Risk Analytics and/or Fraud Risk Strategy
• Experience with in telecommunications, fintech, banking, or payments
• Deep understanding of underwriting, fraud detection models, policy design, and portfolio performance management
• Experience working within a second line of defense framework
• Ability to engage with senior stakeholders and translate analytics into strategic business decisions
• Willingness to travel as required within the East Coast region