Head of Trust, Risk & Regulatory

Monstro is the operating system for governed financial intelligence. We build the control layer that allows artificial intelligence to be deployed safely, explain ably, and at institutional scale.

We exist because the kind of guidance historically reserved for the wealthiest individuals shouldn’t be limited to a small fraction of the world. By combining AI with deep institutional infrastructure, we help financial institutions deliver more personalized, responsible, and life‑changing financial support to millions of people — not just a few.

We’re a team of builders who care about meaningful problems, high standards, and long‑term impact. If you’re motivated by shaping systems that expand access, improve financial outcomes, and redefine how AI is used in regulated industries, you’ll feel at home here.

Monstro is hiring a senior regulatory, risk, and compliance leader to build and own the company’s trust architecture as we scale globally with financial institutions.

This role exists to ensure Monstro can build, sell, and operate as trusted financial infrastructure in highly regulated environments. You will define how Monstro aligns with banking regulations, risk frameworks, and emerging AI governance expectations — while enabling product innovation and institutional adoption.

Monstro is not hiring a traditional compliance operator. We are hiring a strategic builder who can design the frameworks that allow AI‑driven financial intelligence to be deployed responsibly at scale.

You will partner closely with product, engineering, legal, and executive leadership to translate regulatory realities into practical guardrails, ensuring Monstro remains both forward‑looking and institutionally credible.

This role combines strategic ownership, hands‑on framework design, and external credibility with banks, regulators, and industry bodies.

Monstro operates at the intersection of artificial intelligence, financial decisioning, and regulated infrastructure — an environment where trust is not optional.

Financial institutions must be confident that Monstro’s technology aligns with their risk models, regulatory obligations, and governance standards before they can deploy it within their environments.

This role ensures Monstro stays ahead of regulatory change, builds durable trust with partners, and establishes a clear, defensible posture around how AI is used in financial services.

Success in this role directly accelerates enterprise adoption, reduces partner risk concerns, and enables Monstro to expand into new markets with confidence.

• Define and own Monstro’s regulatory posture across U.S. and international markets
• Translate evolving frameworks (e.g., open banking rules, AI governance expectations) into actionable company strategy
• Develop clear positions on topics such as:
• AI-driven financial guidance and advice boundaries
• Data usage and consumer protections
• Vendor classification within banking ecosystems
• Partner with leadership on expansion into new regulatory jurisdictions

• Design and maintain Monstro’s enterprise risk and compliance architecture
• Establish policy frameworks, risk registers, and governance processes
• Define internal controls and oversight structures appropriate for a global financial infrastructure provider
• Support board and executive risk reporting

• Partner with security and engineering leaders to define Monstro’s trust maturity roadmap, including:
• SOC 2 and future assurance pathways
• Enterprise security expectations (e.g., ISO alignment, vendor risk)
• Data governance and control standards
• Ensure Monstro’s control environment scales with institutional requirements

• Work closely with product and engineering to define guardrails for:
• Financial guidance outputs
• Model transparency and explainability expectations
• Human oversight and escalation frameworks
• Regional regulatory variations
• Help translate regulatory expectations into practical product requirements

• Serve as a credible partner to banks’ risk, compliance, and…