Senior Manager, Compliance Advisory Compliance

Position: Senior Manager, Compliance Advisory Compliance New York
Location: New York

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**** Company Description
**** is where the world checks out. Our global network powers billions of transactions every year, making money move without making a fuss. We spent years perfecting a service most people will never notice. Because when digital payments just work, businesses grow, customers stay, and no one stops to think about why.

With 19 offices spanning six continents, we feel at home everywhere – but London is our HQ. Wherever our people work their magic, they’re fast-moving, performance-obsessed, and driven by being better every day. Ideal. Because a role here isn’t just another job; it’s a career-defining opportunity to build the future of fintech.
**** Job Description
**** To support our ongoing expansion across the Americas region,  is now actively seeking a highly-driven and energetic Senior Manager to serve as U.S. Compliance Advisory Lead. This role reports into the Head of Americas Compliance and is part of the Global Compliance Advisory function. The role will be instrumental in supporting broader U.S. expansion, focusing on regulatory, bank partner and payment network initiatives, including but not limited to, leading state regulatory exams, drafting compliance policies, and establishing processes to comply with Anti-Money Laundering regulations in the U.S., including the Bank Secrecy Act (“BSA”), PATRIOT Act of 2001, the Anti-Money Laundering Act of 2020, and rules issued by the U.S. Department of Treasury’s Financial Crimes Enforcement Network (FinCEN).The

stakeholder will join a growing Americas team dedicated to Compliance and will work closely with external regulators and various internal functional partners (Sales, Onboarding, Transaction Monitoring, Legal, Product etc.), ensuring compliance with all applicable regulatory requirements.

The ideal candidate will have demonstrated experience dealing with regulators and senior management in a payments-focused, banking or other regulated financial institution.  The ideal candidate will be highly strategic and will deploy an owner mindset. They will be well-organized, adaptable to the changing demands of the role, and capable of independent and autonomous decision-making to drive ’s ambitious expansion goals in a fast-paced environment.

Role Overview | Remit and Responsibilities Support the Americas Compliance team and oversee the Compliance Program to manage all sources of regulatory risk and provide reporting which meets the needs of our bank partners, payment network partners, and regulators.

The incoming leader will serve as:
* BSA/AML Officer for Checkout’s main FinCEN regulated U.S. entity.
* BSA/AML Officer and Chief Compliance Officer for Checkout’s regulated entity which holds state money transmitter licenses.

Amongst other duties, the incoming Compliance leader will be responsible for:
* Providing strategy, direction, and oversight for the U.S. Compliance team, ensuring adequate risk management practices are implemented for these regulated U.S. legal entities.
* Working jointly with other senior management in the US and at the Group level.
* Being the primary Compliance person responsible for managing relationships with state regulators, bank partners, and payment networks, and assisting in activities required to maintain licenses and partner relationships in good standing.
* Assist with setting up governance committees needed for our US regulated entities.
* Oversee and assume overall responsibility for Compliance statutory, regulatory and management reporting in line with external and internal policy requirements.
* Developing compliance policies and procedures that are designed to comply with applicable external requirements and group-wide policies.
* Managing the overall anti-money laundering compliance program for the referenced entities, including the filing of suspicious activity reports.
* Review escalations from the first line of defense, approving merchant applications and making sure necessary Customer Due Diligence is performed.
* Maintain legal entity specific compliance risk assessment highlighting control gaps where necessary.
* Communicating with all necessary…