Associate Director, Financial Crime Risk Investigation

Job Summary

As part of the Group Financial Crime Risks Investigations (GFCRI), you will serve as an i3 lead investigator and intelligence analyst on both active and reactive projects to evaluate whether present or potential clients or products (through direct and/or correspondent banking exposure) present financial crime risks to the bank. You will evaluate how such risks have arisen or may develop in the future and collaborate with our clients to provide insights and recommendations to address identified concerns.

• Key responsibility is to identify, assess and mitigate Financial Crime Risk through Integrated Intelligence & Investigation casework.
• Business
• Contribute to GFCRI and wider-FCR teams in given projects by offering deep and multi-faceted assesses.
• Assessment to include:
• Open source and adverse media search
• Transaction analysis to identify financial crime risk
• Collection of all available information from internal and external systems regarding subjects of concern
• Collection and evaluation of prior alerts, case dispositions and escalations
• Relationship identification activities
• Identifying and escalating financial crime risk to FCR colleagues and the Business.
• Undertake network analyses at subject, activity or system levels, collaborating with specialist data science colleagues as appropriate
• Completing Requests for Information, Intelligence Alerts, and other related documents
• Articulation of clear and concise completed reports with realistic and socialised observations and recommendations to mitigate identified issues/risk
• Engaged participation in OKR-related work streams assigned by GFCRI management and FCR leadership, generate and share ideas over possible improvements with minimal supervision.
• Cooperate with peer Investigators and Case Reviewers in Key or Significant cases and support each step of the Investigation, when needed
• Perform media trawls to identify serious adverse news related to Money laundering, Terrorist Financing, Terrorism, Corruption, Insider Trading, Politically Exposed Persons, Sanctioned entities etc
• Identify, assess and document investigations and intelligence casework with focus on confirmed risk events, money laundering and terrorist financing exposures, sanctions risk, political exposure, litigation checks, regulatory and enforcement actions, bankruptcy checks, internal and external watchlists and FCC internal risk events

• Building instrumental relationships with GFCRI clients. Communicate openly and escalate early all potential issues and risk.
• Build instrumental relationships with other peer colleagues of FCR and wider-CFCR
• Follow all approved DOIs and Manuals and understand duties and responsibilities
• Interpretation & application of relevant AML Laws and regulations
• Generate casework ideas that create value and suggest improvements to processes and procedures
• Promote and embed a culture of openness, trust and risk awareness, where ethical, legal, regulatory and policy compliant conduct is the norm.
• Stimulate an environment where forward planning, prioritisation, deadline management and streamlined workflows and collaborative, inclusive yet effective and efficient work practices are the norm.
• Collaborate with training teams to input to training curriculum to support closing of capability gaps.
• Apply Group, FCR and GFCRI policies and processes (AML surveillance, client screening, risk assessment) to manage risk.
• Make observations and recommendations to relevant clients on possible risk management responses to identified risks and/or findings of concerns from investigations.
• Assess risks arising from products / segments / geographies / customers / transactions.
• Identify intelligence for typology studies and risk mitigation plans.
• Identify financial crime risk indicators through various internal systems and advise relevant clients on outcomes of AML, Sanctions, Fraud and ABC risk identification and assessment methodologies.
• Provide intelligence (to internal/external clients and fora) on specific clients, client-types and emerging risk typologies.

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Education:

Preferably Graduate or Postgraduate in a numerate or research discipline.

• Relevant…