Corporate Banking Portfolio Manager II; Aerospace, Defense & Government Contracting

Description

Citizens Bank, long-time leader and pioneer in the Aerospace, Defense & Government Contracting market, continues to drive excellence in client service and is seeking a strong Portfolio Manager II to partner with Relationship Managers for this growth initiative.

As a Corporate Banking Portfolio Manager II with the Aerospace, Defense & Government Contracting team, you will be responsible for credit underwriting, monitoring, and portfolio management of new and existing commercial banking relationships to ensure strong credit quality and achieve efficient internal processes to retain and expand customer relationships. Additionally, you will be responsible for underwriting and effective credit and risk administration with particular emphasis on financial analysis/modeling, risk evaluation, ongoing portfolio maintenance activities, regulatory compliance, and customer support.

In this role, you will manage a portfolio of the most complex credits and will be expected to perform your responsibilities with limited supervision and exhibit expert knowledge of your clients/credits when interacting with peers, relationship managers, your team leader, and senior managers across departments.

• Manage a portfolio of the most complex credits with minimal oversight, demonstrating expert knowledge of clients and credits.
• Perform effective credit underwriting and risk administration with emphasis on adherence to credit policy, financial analysis/modeling, risk evaluation, and portfolio maintenance.
• Significantly contributing to the review and negotiation of loan documentation
• Structure, underwrite, and document new business, renewals, and modifications as the credit expert within the first line of defense.
• Oversee assigned portfolio, anticipate potential issues, and develop solutions while managing multiple priorities.
• Meet deadlines and schedules to maintain compliance with credit and risk policies.
• Provide client management support, maintaining regular direct interaction and resolving complex credit-related issues.
• Stay current on industry and market information related to assigned markets and customers.
• Share insights and learnings with other Relationship Managers (RMs) and Portfolio Managers (PMs).

Required Qualifications:

• Bachelor’s degree in finance, accounting, economics, or related field; advanced degree or professional certification (e.g., CFA, CPA) preferred.
• Minimum 6+ years of experience in commercial credit underwriting and portfolio management with at least 2 of those years in Aerospace, Defense and Government Contracting.
• Strong analytical skills with expertise in financial modeling and risk evaluation.
• Proven ability to manage complex credit portfolios with minimal supervision.
• Excellent communication and relationship management skills.

Preferred Qualifications:

• Deep understanding of regulatory compliance and credit policy requirements.
• Ability to anticipate portfolio issues and develop proactive solutions.

• Hours per Week: 40
• Work Schedule:
  
  M-F, Pay Tran sparency

The salary range for this position is $160,000 - $225,000 per year, plus an opportunity to earn an annual discretionary bonus. Actual pay is based on various factors including but not limited to the work location, and relevant skills and experience.

We offer competitive pay , comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens’ paid time off policy exceeds the mandatory, paid sick or paid time-away policy of every local and state jurisdiction in the United States. For an overview of our benefits, visit  .

Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance.

Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental…