US Analyst - Credit Analyst - Risk and Control

Role Summary

Analyze and recommend counter party credit exposures proposed by business units in the Americas. Assigned to the Power and New Energy Healthcare team within Counter party Risk Analysis, with flexibility to support other projects as needed.

• Review credit requests from Front Office for completeness; interface with originators to obtain additional documents, projections, industry data, or other required information
• Write comprehensive credit analyses evaluating borrower’s industry, competitive position, financial statements (balance sheet, income statement, cash flow), projections, transaction structure, exposure size, risks, and mitigants
• Review and recommend borrower credit ratings using the bank’s internal rating model
• Collaborate with Sector Head to determine final recommendations for Senior Management and Credit Committee
• Manage file completion under supervision of Senior Credit Analyst and Sector Head to meet deadlines
• Verify data inputs (risk ratings, profitability assumptions) in databases and resolve issues with commercial units
• Monitor risk in assigned portfolio and prepare quarterly reports on sensitive names
• Support ad hoc portfolio or counter party research requests

• Internal:
  Front Office, Senior Credit Analyst, Sector Head, Commercial Units
• External:
  Borrowers, Industry Sources

Crédit Agricole CIB

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