Senior Manager, Financial Risk , NY

At Ripple, we’re building a world where value moves like information does today. It’s big, it’s bold, and we’re already doing it. Through our crypto solutions for financial institutions, businesses, governments and developers, we are improving the global financial system and creating greater economic fairness and opportunity for more people in more places around the world.

Senior Manager, Financial Risk – an integral partner to our commercial leadership, shaping strategies that enable Ripple to scale products and enter new markets prudently. You’ll translate complex financial risks into clear, actionable business insights and strategies that directly protect and accelerate Ripple’s growth.

• Co‑pilot business growth across RLUSD, Payments, Lending, and Trading by working hand‑in‑hand with commercial leaders to structure innovative deals and develop new products.
• Design and implement sophisticated risk models, loss forecasting methodologies, reporting tools, and stress testing frameworks tailored for the digital asset space.
• Develop robust governance structures and reporting systems that keep senior leadership informed and drive strategic alignment.
• Distill highly technical topics into concise, easy‑to‑understand insights for a variety of partners, from business development to the C‑suite.
• Develop a comprehensive view of counter party health in the dynamic crypto ecosystem, setting intelligent credit limits and monitoring exposures.

• 10+ years of excellence in risk, financial markets, or trading, with deep understanding of complex financial products.
• A commercial and strategic mindset, with a history of working directly with business teams to find risk‑aware solutions.
• Exceptional communication skills, able to simplify complexity and articulate risk concepts to any audience.
• Expertise in financial statement analysis, credit underwriting, limit‑setting, and building sophisticated risk models.
• Passion for learning and curiosity about the crypto ecosystem (direct crypto experience is a major plus).
• Team‑first attitude and ability to collaborate and build strong relationships with cross‑functional partners.
• Agility to adapt to shifting priorities, manage multiple high‑stakes projects, and perform under pressure.
• Success in this role will pave the way for future leadership opportunities within the global risk organization or related business lines.

NY Annual Base Salary Range: $168,000 — $200,000 USD

• Competitive salary, bonuses, and equity
• Competitive benefits covering physical and mental healthcare, retirement, family forming, and family support
• Employee giving match
• Generous wellness reimbursement and weekly on‑site & virtual programming
• Generous vacation policy, industry‑leading parental leave policies, and family planning benefits
• Catered lunches, fully‑stocked kitchens with premium snacks & beverages, and plenty of fun events

Ripple is an Equal Opportunity Employer. We’re committed to building a diverse and inclusive team. We do not discriminate against qualified employees or applicants because of race, color, religion, gender identity, sex, sexual orientation, pregnancy, national origin, ancestry, citizenship, age, marital status, physical disability, mental disability, medical condition, military status, or any other characteristic protected by local law or ordinance.