Compliance Analyst, Finance & Banking

Compliance Analyst

Job type:
Full Time
· Department:
Client Services
· Work type:
On-Site
· USD ,000 / year

New York, New York, United States

Global payments are not broken. Incentives are. Clearing has been deprioritized inside balance sheet driven institutions whose models rely on lending and interest. When liquidity takes priority over settlement, payments slow and certainty drops. The same financial institutions that distort clearing as providers are disadvantaged as users. They are forced into fragmented setups, inconsistent rails, duplicated compliance, and unpredictable timelines. Stablecoin shortcuts and treasury pooling treat symptoms at the surface, but almost no one is rebuilding the underlying infrastructure in each market.

We are rebuilding clearing as its own specialist function. We act as a clearing and transaction banking partner for regulated institutions, with treasury built into the core so liquidity, settlement, and reconciliation sit in one controlled system.

Our platform unifies global and local licenses, direct central bank clearing, and domestic rails. We allow clients to open named customer accounts in every market we operate, collecting funds and paying out through a single network while retaining full ownership of their customer relationships. Market expansion becomes as simple as one correspondent relationship, not hundreds.

Joining Lorum means contributing to one of the most ambitious clearing infrastructure projects in global finance. You will help shape settlement systems that perform under real regulatory standards and institutional volumes. You will build for regulated institutions that rely on precision, predictable timelines, and regulatory integrity. It is about working across currencies, markets, and supervisory frameworks to deliver reliable, final settlement.

The Compliance Analyst will support the compliance team by conducting transaction monitoring, KYB reviews, and responding to regulatory and banking queries. It offers the opportunity to gain broad experience in a scaling environment.

• Conduct detailed reviews of transaction monitoring alerts to identify unusual or potentially suspicious activity.
• Perform end‑to‑end investigations, analyzing transactional behaviour, customer profiles, and risk indicators.
• Make risk‑based decisions on whether to clear, escalate, or hold transactions in accordance with internal policies and regulatory obligations.
• Prepare clear investigation summaries and maintain comprehensive audit trails in monitoring systems.
• Escalate complex cases to senior compliance leadership and support preparation of Suspicious Activity/Transaction Reports (SARs/STRs) where required.
• Coordinate the collection, validation, and submission of KYC/KYB documentation and transaction evidence.
• Ensure timely and accurate responses within agreed SLAs while maintaining high documentation standards.
• Support regulatory reviews, audits, and information requests as needed.

• Conduct risk‑based reviews of corporate onboarding documentation in line with AML/CTF policies and regulatory expectations.
• Perform Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) where applicable.
• Analyze corporate structures, beneficial ownership, and risk factors to assess onboarding suitability.
• Prepare risk summaries and recommendations for senior compliance review and approval.
• Liaise with clients or internal stakeholders to obtain additional documentation or clarification where required.

• Ensure consistent adherence to internal compliance policies, procedures, and regulatory requirements.
• Support internal and external audits by preparing documentation and responding to audit requests.
• Contribute to periodic reporting, risk assessments, and compliance metrics tracking.
• Identify process inefficiencies or recurring alert patterns and propose improvements to reduce false positives and enhance monitoring effectiveness.
• Assist with ad‑hoc compliance investigations…