Retail Credit Risk Regulatory Reporting Analyst

Retail Credit Risk Regulatory Reporting Analyst

Credit MIS reporting is used across Citigroup to monitor and evaluate portfolio risk performance and fulfills its regulatory reporting requirements. The requirements are varied and comprehensive across a broad set of requirements from US Regulatory Reporting e.g. Basel, FDIC, CCAR FR-Y14Q etc and local regulatory reporting including Bureau, MIS and Templates required by Local Regulator.

The incumbent will ensure the production of all regular data and reporting feeds in an accurate and timely manner and will proactively design, develop and enhance reporting data feeds along with coordinating with internal and global reporting teams. The incumbent will be responsible for ensuring that any reports or data feeds comply with Retail Credit Risk (RCR) Policy and local and regulatory requirements.

The incumbent will partner with colleagues within the local risk team and evaluate portfolio risk performance and perform business analysis to respond to regulatory requirements and provide portfolio insights.

• Generate and maintain reliable, fast and meaningful MIS. Ensure all MIS submission deadlines are met.
• BAU MIS and monthly decks to retail policy team for performance tracking.
• Analytical support to Credit Risk teams.
• Maintain up‑to‑date monitoring and trackers for stakeholders to assess the most recent portfolio actions and performance.
• Timely and accurate preparation of regulatory reports and effective change management inline with regulatory and other stakeholder expectations.
• Support global reporting team by producing monthly feeds and investigating/ resolving identified data quality issues.
• Participate in preparing regular and time‑sensitive ad‑hoc deliverables to regulators and senior management, closely working with local risk and global senior portfolio managers.
• Provide strong leadership in data governance, supporting the fixing or initiation and closure of Corrective Action Plans on reporting by aligning data sources to respective guidelines and revamping/automating implementation migration for BAU scripts.

• Knowledge in MS Office applications, especially Excel, Pivot Tables, complex formulas, Word and PowerPoint.
• Demonstrated ability to aggregate data from different platforms in a stable, robust and structured manner. Big data oriented.
• SAS, Python, SQL or similar programming or data‑management skills is a must.
• Good understanding of risk management and business strategies/actions. Ability to develop and perform analysis that addresses concerns and issues clearly and concisely.
• Ability to manage self and projects effectively in a high‑pressure environment with multiple deadlines.
• Excellent ability to develop partnerships across multiple business and functional areas.
• Written and verbal communication skills in English.

• Bachelor’s degree in relevant fields such as computer science, mathematics, statistics or finance with approximately 5 years of experience.

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

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