Senior Financial Planning Specialist; CFP

Senior Financial Planner, Advisor Services

Formative (formerly First Affluent) is a pioneer in values-aligned investing since 1988 with over $1B in AUM. Through our national advisor network, we’ve spent over three decades helping financial advisors and their clients build portfolios that reflect both their financial goals and their values.

Now, as Formative, we’re entering our next chapter focused on growth for impact. Your Stake, the leading software company in the values-aligned wealth tech space, has acquired Formative to build something new: a modern, tech-enabled platform purpose-built for values-aligned financial advisors. Think of it as the infrastructure, technology and expert operational support that lets independent advisors focus entirely on their clients, while we handle the investment operations, planning, and back-office.

We strive to be the leading hub for values-aligned advisors, helping clients navigate this transformative time for the world with holistic financial life planning, and drive impact through centralizing shareholder engagement and private high-impact investing efforts.

We’re building a centralized financial planning team that serves our entire advisor network—and we need a senior expert to anchor it.

As our Senior Financial Planner, Advisor Services, you will be the planning brain behind our platform. Our affiliated advisors will submit cases to you, and you’ll produce comprehensive, high-quality financial planning output – the kind of work that’s genuinely better and faster than what the advisors could produce themselves. That's the value proposition: advisors trust you with their clients’ planning because your expertise and efficiency make delegation a no-brainer.

You won’t be client-facing. You’ll work directly with advisors, running analyses and generating reports across tax planning, retirement projections, estate scenarios, and more. You’ll also help shape how we build and scale this function—defining workflows, evaluating tools, and mentoring junior planners as the team grows.

• Produce comprehensive financial plans on behalf of affiliated advisors across retirement, tax, estate, education funding, insurance, cash flow, Social Security analysis, and more.
• Run detailed tax analyses, including Roth conversion modeling, tax‑efficient withdrawal strategies, income timing, and charitable giving scenarios.
• Build estate planning scenarios and coordinate with advisors on trust, gifting and wealth transfer strategies.
• Review client documents (tax returns, account statements, estate documents) to identify planning opportunities.

• Serve as a trusted planning expert to a diverse group of independent advisors, each with their own brand and client style.
• Prepare advisors for client meetings with clear, presentation‑ready deliverables and talking points.
• Build credibility as the person advisors actively want to delegate to—because you make their practice better.

• Help define and refine the workflows, templates and quality standards for our centralized planning function.
• Evaluate and optimize our financial planning technology stack as we continue to build the platform.
• Contribute to advisor training and onboarding—helping new network advisors understand how to work effectively with our planning team.
• Mentor and train junior planners as we grow the team. This is a ground‑floor leadership opportunity.

• CFP® certification (active and in good standing).
• 3–5 years of hands‑on experience building comprehensive financial plans in a professional setting (RIA, broker‑dealer or planning firm).
• Strong working knowledge of financial planning software in the categories of comprehensive planning, tax planning and estate planning (e.g. Right Capital, Holistiplan, , eMoney or similar tools).
• Ability to translate complex planning concepts into clear, actionable deliverables that advisors can confidently present to clients.
• Comfort working across multiple advisor relationships simultaneously, each with different styles and client bases.

• Series 65 or 7 & 63.
• Experience working in a multi‑advisor or…