Associate Director - Structured Credit​/Alternative Investment Funds

About the Structured Finance Team

The Structured Finance team is a dynamic group of analytical professionals who specialize in evaluating complex financial instruments and emerging asset classes. We pride ourselves on being at the forefront of credit analysis innovation, working collaboratively to develop new methodologies and provide market‑leading insights. Our team values intellectual curiosity, rigorous analysis, and the ability to communicate complex concepts clearly to both internal stakeholders and external clients.

Grade Level (for internal use): 12

Impact & Responsibilities:
This role blends research, quantitative and qualitative analytical skills, client‑facing interactions, and project management. The Associate Director is expected to conduct credit rating committees and interact with bankers, issuers, and investors on analytical matters, play a key role in improving our analytical tools, and streamline processes by drawing on computer and data science skills.

Opportunity to work in a collegial culture with great potential for professional development and career growth. To succeed, you must be comfortable with quantitative analysis and have a knack for problem solving.

• Conduct comprehensive credit analysis and risk assessment of structured finance transactions across diverse asset classes including asset‑backed securities, funds finance, and emerging alternative investments
• Develop and maintain sophisticated financial models to evaluate cash flow performance, stress scenarios, and credit enhancement structures for complex securitization transactions
• Collaborate with cross‑functional teams to establish and refine rating criteria and methodologies for new and evolving asset classes in the structured finance market
• Present analytical findings and recommendations to internal rating committees, providing clear rationale for credit opinions and risk assessments
• Engage with market participants including issuers, arrangers, and investors to gather transaction details, conduct due diligence calls, and provide market education on rating approaches
• Monitor ongoing performance of rated transactions through surveillance activities, identifying potential credit concerns and recommending appropriate rating actions when warranted

All employees are required to work from the office a minimum of 2 days per week.

US candidates only: $142,100 USD to $185,000. Final compensation for this role will be based on performance, geographic location, experience level, skill set, training, licenses, and certifications.

• Health & Wellness:
  Health care coverage designed for the mind and body.
• Flexible Downtime:
  Generous time off helps keep you energized for your time on.
• Continuous Learning:
  Access a wealth of resources to grow your career and learn valuable new skills.
• Invest in Your Future:
  Secure your financial future through competitive pay, retirement planning, a continuing education program with a company‑matched student loan contribution, and financial wellness programs.
• Family Friendly Perks:
  It’s not just about you. S&P Global has perks for your partners and little ones.
• Beyond the Basics:
  From retail discounts to referral incentive awards—small perks can make a big difference.

• 3+ years of relevant experience in financial institutions, structured finance, or credit analysis with focus on asset‑backed securities or funds finance within the financial services industry.
• Strong proficiency with financial modeling tools such as Excel, along with experience in cash flow analysis and financial data interpretation.
• Demonstrated ability to analyze complex financial structures and assess creditworthiness outside traditional criteria frameworks, with comfort evaluating new asset classes and structural risks.
• Excellent verbal and written communication skills with proven ability to present analytical findings to internal committees and external stakeholders.
• Strong analytical and problem‑solving capabilities with ability to manage multiple deadlines and work effectively in collaborative team environments.
• Ab…