SVP Commercial Lender - C&I

We are currently recruiting on behalf of a large regional bank in the New York City Metropolitan area who is looking to bring on a C&I Lender to their team

• Develop new commercial banking relationships through business development efforts, networking, and referral sources
• Manage and grow a portfolio of commercial clients with borrowing needs ranging from working capital lines to owner-occupied real estate and equipment financing
• Structure, underwrite, and negotiate commercial loan transactions
• Analyze borrower financial statements, tax returns, cash flow, collateral, and global cash flow
• Partner with credit underwriting and portfolio management teams throughout the approval process
• Maintain ongoing portfolio management responsibilities including annual reviews, covenant monitoring, renewals, and risk ratings
• Cross-sell treasury management, deposits, and other bank products/services
• Ensure compliance with internal credit policies and regulatory guidelines
• Maintain strong knowledge of market conditions, industries, and competitive landscape

• Bachelor’s degree in Finance, Accounting, Business, or related field preferred
• 5–10+ years of commercial banking or C&I lending experience
• Experience with commercial credit analysis and underwriting
• Strong knowledge of commercial loan structures and cash flow lending
  
  Proven business development and relationship management abilities
• Understanding of financial statements, tax returns, borrowing base analysis, and collateral structures
• Experience working with middle market clients preferred
• Strong communication and presentation skills