Analyst - Technology, Media & Telecom; TMT - Digital Infrastructure Real Estate Focus

The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. The role is a Credit Risk Analyst in the Portfolio Management Group, focusing on credit coverage for the Technology, Media, Telecom and Sports (TMTS) sector for non‑investment grade borrowers, including commercial real‑estate credit borrowers.

• Primary lead for financial modeling and analysis with oversight from the Portfolio Manager.
• Maintain organization with portfolio data management using internal systems.
• Perform due diligence and financial analysis on new transactions and ongoing reviews for the existing loan portfolio.
• Provide regular and organized communication to Portfolio Managers and coordinate with stakeholders across the bank to drive efficiencies within the Portfolio Management process.
• Maintain a high level of awareness of macroeconomic trends that impact sectors within the TMTS vertical using internal and external information/news sources.
• Attend client and bank meetings when appropriate, more often telephonically.
• Participate in special projects as assigned.
• Support the prescreening of proposed transactions by identifying critical structural issues and risks and balancing institutional policy with business objectives.
• Work on structured credit transactions (including securitizations, supply‑chain finance, FX, equity margin facilities and leasing transactions).
• Support the Digital Infrastructure vertical through financial modeling of commercial real‑estate cash flows and property valuations.
• Prepare and present select quarterly watch‑list credits to senior credit officers.
• Understand and maintain knowledge of industries represented in the portfolio, including technical aspects and regulatory issues.
• Support the Senior Credit Officer, communicate with Relationship Managers and Portfolio Managers to solve problems and ensure transaction requests are acceptable within the firm’s risk appetite.
• Ensure compliance with internal policy and procedural requirements by understanding and adhering to USWB Operating Procedures, General Credit Policies for the Americas (GCP), and Procedures for Credit Ratings and Credit Rules.
• Evaluate and establish appropriate ratings for transactions and correlate exposure level regarding exposure on both a transaction and group level.
• Ensure compliance with policy and regulatory requirements, including timely completion of all assigned training courses.

• Self‑starter mentality with motivation to collaborate with and contribute to a fast‑paced, dynamic team and environment.
• Minimum of 1 year of work experience within a financial institution, accounting firm, or rating agency analyzing corporate client’s risk, credit profiles, cash‑flow projections and valuation.
• Strong financial spreading/modeling and analytical skills.
• Experience analyzing corporate and commercial real‑estate credit and financing transactions.
• Proficiency in Microsoft Word, PowerPoint and Excel.
• Strong written, verbal and interpersonal communication skills with the ability to work independently.
• Completion of a formal credit‑training program at a bank preferred.
• Bachelor’s degree in Finance, Accounting, Business or Economics (working toward a CFA a plus).

The typical base pay range for this role is between $89,000 and $102,000 depending on job‑related knowledge, skills, experience and location. This role may also be eligible for discretionary performance‑based bonus and/or incentive compensation. Our Total Rewards program provides a competitive benefits package including comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays.

MUFG Benefits Summary We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws (including (i) the San Francisco Fair Chance Ordinance, (ii) the City of Los Angeles’ Fair Chance Initiative for…