Corporate AML Officer

Corporate AML Officer

The Corporate AML Officer leads the strategic direction, governance, and enterprise-wide effectiveness of the Bank's AML, BSA, and OFAC/Sanctions program. Reporting to the Deputy Chief Risk Officer, this role provides independent oversight of financial crimes compliance risk, ensures alignment with applicable laws and regulatory expectations, and delivers meaningful reporting to executive leadership and the Board. The Corporate AML Officer partners across business lines and control functions to strengthen risk management, support responsible growth, and sustain a strong culture of compliance.

• Provide enterprise-wide AML/BSA/OFAC leadership and governance—Lead the Bank's AML, BSA, and sanctions program to keep it effective, risk-based, and aligned with regulatory requirements and business strategy.
• Maintain regulatory compliance and strengthen internal controls—Develop and enhance policies, procedures, monitoring, and controls to support compliance with BSA, the USA PATRIOT Act, FinCEN, and OFAC requirements.
• Identify, assess, and mitigate financial crimes risk—Lead AML and sanctions risk assessments, evaluate new and existing products and services, and ensure controls address customer, transaction, and operational risk.
• Oversee effective monitoring, investigations, and reporting—Maintain strong transaction monitoring, sanctions screening, suspicious activity investigations, SAR filing, CTR exemption governance, and timely FinCEN 314(a)/314(b) responses.
• Identify and assess high risk customers – Identify and assess the Bank's high‑risk customer base by applying a clearly defined methodology for risk classification and segmentation, ensuring enhanced due diligence effectively mitigates identified risks.
• Support executive and board reporting while developing team capability—Provide clear reporting to senior leadership and the Board while leading and developing the AML team to sustain a strong compliance culture and exam readiness.

• Lead and govern the enterprise AML/BSA/OFAC program—Serve as Corporate AML Officer with overall responsibility for the AML and sanctions program's strategy, governance, and effectiveness.
• Develop and maintain the compliance framework—Establish and enhance AML policies, procedures, controls, and processes to support ongoing compliance with laws, regulations, and regulatory expectations.
• Direct AML and sanctions risk assessment activities—Conduct and update enterprise AML and sanctions risk assessments, including reviews of new or changed products, services, and business activities.
• Oversee monitoring, investigations, and regulatory reporting—Govern transaction monitoring, sanctions screening, suspicious activity investigations, SAR filing, CTR exemptions, and FinCEN 314(a)/314(b) information-sharing.
• Provide leadership, advisory support, and board-level reporting—Advise senior leadership on AML risk, deliver reporting to executive leadership and the Board/Risk Committee, and lead AML team development and performance.

• Communication:
  Sets clear standards, communicates strategic priorities, and fosters transparency across departments. Engages senior leaders and other stakeholders to build alignment, drive progress, and support open, respectful dialogue.
• Risk Management:
  
  Defines risk tolerance, guides risk evaluation frameworks, and advises on complex issues. Uses organizational trends to shape short- and long-term strategies while keeping business continuity plans current and effective.
• People Leadership:
  Builds engagement, retention, and development through coaching, recognition, and shared leadership. Supports succession planning, values individual contributions, and involves team members in decisions that affect their growth and experience.
• Strategic Leadership & Execution:
  Aligns vision, mission, and values with long-term goals and growth initiatives. Collaborates across leadership, anticipates challenges, and fosters inclusive, forward-looking planning that values diverse perspectives.
• Problem Solving & Decision Making:
  Promotes objective, forward-looking decisions by applying the Tompkins model, seeking…