Investment Officer

We are looking for a mid-level professional to source, underwrite, recommend, and manage loans at Open Road Impact (ORI). The ideal candidate will have 4-6 years experience managing a loan portfolio or other finance experience and a proven track record in investing in emerging markets. The ideal candidate will be confident, self-motivated, organized, and eager to join our passionate, impact-minded, and values-driven team.

Priority will be given to those with a background in fintech and AI investment tools.

The Investment Officer will be an integral member of the Investments team, specifically responsible for sourcing, underwriting and managing Open Road’s increased volume of applicant pipeline. This includes, business development, origination, due diligence, and relationship-management. The Investment Officer will be the primary, external facing point of contact for qualified applicants, leading 10 - 12 loans per year, building their own portfolio of bridge loans.

The Investment Officer will also support the Portfolio Team in post-investment portfolio management, as needed. To successfully manage these loans, the Investment Officer will have financial structuring experience, a deep knowledge of impact investing, a strong commitment to the values of Open Road; experience working in emerging market lending and a passion for excellent customer service is a plus. Since Open Road is an impact investor, portfolio success is evaluated in terms of social and financial indicators, including assessing social impact and other non-financial criteria.

This position will report to the Director of Investments.

• Maintain a robust pipeline of potential investments through proactive sourcing of potential borrowers;
• Regularly speak with potential applicants and referral partners to explain the investment strategy and criteria of Open Road;
• Serve as primary, external facing point of contact for qualified applicants, managing a portfolio of relationships;
• Shepherd potential applicants through the applications and due diligence process including: conduct initial conversations, provide feedback on draft applications, perform financial analysis, conduct reference checks, coordinate final interviews, prepare briefings for the Investment Committee, participate in all aspects of vetting, and make investment recommendations;
• Underwrite a portfolio of bridge and working capital loans, typically between 10 - 12 loans per year; analyze financial statements, write internal investment memos, structure transactions and negotiation of key terms, including term sheets and loan agreements;
• Conduct research and compile briefings on prospective borrowers and impact investing partners, product development and other topics, as needed.
• Build relationships with key actors in the impact investing ecosystem and represent Open Road at industry events and conferences.
• Maintaining an open line of communication with borrower/partners at all times;
• In conjunction with the Portfolio Team, act as a backup relationship manager once loan has been made, checking in with partners on an as needed basis, assisting with the repayment process for originated loans, including flagging any potential credit issues;
• Proactively develop knowledge resources and thought leadership, including preparing investment updates, identifying best practices for bridge financing products, and documenting learnings to be shared within Open Road and externally.

• Bachelor’s degree required; master’s degree in relevant field a plus though not required;
• Four to six years of relevant work experience, preferably in impact investing, finance, philanthropy, and/or consulting;
• Demonstrated track record of leading and closing investments, including an understanding of investment instruments (private debt, equity, etc).
• Strong analytical and quantitative skills, including ability to identify and assess risk and analyze and understand complex financing structures. Comfort with financial statements and corporate finance required;
• Project management-related or analogous experience preferred;
• Strong…