Senior Manager, Municipal Loan Originations

Job Overview

Senior Manager, Municipal Loan Originations – Capital One Public Funding, LLC

Senior Manager to join the Municipal Loan Originations team, focused on developing, maintaining and expanding relationships with municipal borrowers and industry intermediaries to originate tax‑exempt and taxable municipal lending opportunities. The role supports credit, structuring, documentation and execution of municipal lending transactions.

• Mid‑level member of the Municipal Loan Originations Team.
• Supporting senior originators.
• Developing origination sources directly with municipalities and through intermediaries; pre‑screening and pricing transactions.
• Preparing term sheets, modeling cash‑flow scenarios using specialized municipal bond software, and interfacing with Municipal LOB underwriters.
• Interacting with deal attorneys.
• Presenting opportunities to Municipal LOB leaders.
• Participate meaningfully in all aspects of municipal lending transactions, including business development, credit analysis, structuring, documentation and execution.

• Bachelor’s Degree or Military Experience.
• At least 5 years of municipal finance experience with a direct lender, investment bank, rating agency, bond insurer, portfolio manager or municipal advisor.
• At least 3 years of experience evaluating municipal credit, including analysis of municipal financial statements, tax base or revenue trends, debt‑service coverage calculations, pledged revenues and repayment sources.
• At least 2 years of experience performing quantitative analysis for municipal finance transactions, including building amortization schedules, calculating borrowing capacity, and market pricing analysis.
• At least 2 years of experience managing relationships in business development, banking, public finance, or client‑facing role.

• Experience with loan originations and sales functions.
• Experience with municipal bond software.
• Experience with municipal secondary market activity.
• Experience with complex municipal credit and legal structures.

Capital One offers a comprehensive benefits package supporting health, financial and overall wellbeing.

Capital One is an equal‑opportunity employer committed to non‑discrimination in compliance with applicable federal, state, and local laws. Qualified applicants with a criminal history may be considered in accordance with applicable laws.