Private Banking Lending & Portfolio Manager

Overview

Manages a team that provides operational support for all Private banking loan originations and portfolio management support. Ensures operational efficiency and technical excellence for the Custom Credit Advisor. Partners with Wealth Management Loan Product Management and Private Banking to understand business needs and use operational, technical, and functional lending expertise to develop and implement policies and procedures that enhance efficiency.

• Manage three distinct functions supporting Private Banking activities, including client‑facing support for the Custom Credit Advisors and Associates, SBL Specialists and Portfolio management.
• Understand each function and ensure proper processes, practices and policies within and among them to achieve optimal efficiency.
• Ensure appropriate resource allocation to meet the needs of the business.
• Partner with the business to keep a pulse on how the team can optimally support the business; monitor supporting policies, procedures, and practices to identify gaps and implement required improvements.
• Review and approve daily department reports to ensure compliance with operational, security and audit procedures while supporting a positive client experience.
• Use portfolio metrics and compliance needs to recommend process improvements.
• Provide data, information and perspective related to lending activities to contribute to strategic planning and short‑term initiatives.
• Execute department contingency planning and regulatory compliance.
• Exercise managerial authority concerning staffing, performance appraisals, promotions, salary recommendations, performance management and terminations.
• Adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite.
• Design, implement, maintain and enhance internal controls to mitigate risk on an ongoing basis.
• Escalate risk‑related issues to management.
• Promote an environment that supports a culture of belonging and reflects the M&T Bank brand.
• Maintain M&T internal control standards, including timely implementation of internal and external audit points and regulatory issues.
• Complete other related duties as assigned.

This position manages the operational infrastructure that supports the Custom Credit team, ensuring the team provides the highest level of operational efficiency to enhance the client experience and create internal efficiencies. It has full accountability for resolving and communicating the resolution of highly complex credit issues and requires deep expertise in support of Custom Credit Advisors, SBL administration and Portfolio Management.

No. of Staff: 8

• Bachelor’s degree and a minimum of 5 years’ wealth management, tailored and/or custom credit lending experience, or in lieu of a degree, a combined minimum of 9 years’ higher education and/or work experience, including a minimum of 5 years’ wealth management, tailored and/or custom credit lending experience.
• Completion of formal credit training program or similar work experience.
• Minimum of 1 year’s managerial, supervisory and/or work leadership experience.
• Deep knowledge of structuring and advising on custom credit.
• Experience prioritizing and balancing competing needs.
• Strong verbal and written communication skills.
• Strong interpersonal skills.
• Strong analytical skills.

• Minimum of 8 years’ lending experience in Private Banking or Commercial Banking.
• Minimum of 3 years’ management of a diverse team of operational functions in a financial services organization.
• Experience with pertinent internal systems.
• Deep knowledge of lending products, including SBL.

Pay range: $ – $ Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.

New York, New York, United States of America

M&T Bank is unwavering when it comes to providing equal employment opportunities to all employees and applicants without regard to race, color, national origin, religion, ethnicity, sex, gender identity, age, disability, citizenship, pregnancy, veteran status, military status, marital status, sexual orientation, genetic information or any other characteristic protected under applicable federal, state or local laws. M&T Bank Corporation has policies and procedures in place to promote a drug‑free workplace.

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