Principal SME Regulatory Affairs — Banking & AI Compliance

Principal SME Regulatory Affairs — Banking & AI Compliance

New York City, Hybrid

Monstro is the operating system for governed financial intelligence. We build governance and intelligence infrastructure that enables artificial intelligence to operate safely, explain ably, and at institutional scale.

We exist because the level of financial guidance historically available to a small group should be accessible to many more people. By combining AI with deep institutional infrastructure, we help financial institutions deliver more personalized, responsible, and life‑changing financial support to millions of individuals.

We’re building mission‑critical systems in a highly regulated domain, and we care deeply about doing it right. If you’re motivated by meaningful problems, high standards, and shaping infrastructure that improves financial outcomes, you’ll feel at home here.

Monstro is hiring a seasoned banking and financial services compliance expert to serve as the company’s regulatory authority — both internally and in the market.

You will be the person in the room — whether that’s a product review, a bank’s vendor diligence session, or an industry working group — whose depth of knowledge shapes outcomes and unblocks decisions. Internally, you will translate regulatory expertise into clear, actionable guardrails that give product and engineering the confidence to build quickly. Externally, you will be the face of Monstro’s regulatory credibility, shortening the time it takes institutions to say yes.

We are looking for someone who has spent years inside or alongside financial institutions, understands how regulators think, and has built the kind of credibility that makes banks and compliance officers trust you. This is not a process management role — it’s for someone who sees mastery of the rules as what allows you to move through them with speed.

Monstro operates at the intersection of artificial intelligence, financial decisioning, and regulated banking infrastructure. Our institutional partners cannot deploy technology they don't trust — and uncertainty about compliance is one of the most common reasons enterprise deals slow down or stall entirely.

The right person in this role is a velocity multiplier. They shorten sales cycles by resolving compliance questions authoritatively rather than letting them linger. They enable product teams to build faster by providing clear guidance upfront rather than raising concerns after the fact. They allow Monstro to enter new markets with confidence rather than caution, because the regulatory groundwork has already been laid.

Done well, this role doesn't just protect Monstro — it accelerates it.

• Represent Monstro in conversations with banks' compliance, risk, and regulatory stakeholders during vendor diligence and deployment discussions — resolving concerns quickly and credibly so deals keep moving
• Participate in industry forums, regulatory working groups, and policy consultations as a recognised voice on AI and financial services compliance
• Build relationships with regulators proactively, so that when questions arise they are answered from a position of established trust rather than reactive scrambling
• Support enterprise sales by providing substantive, authoritative answers to compliance and risk questions in real time — turning what is often a bottleneck into a competitive advantage

• Define and maintain Monstro's regulatory posture across U.S. and international markets, including open banking rules, consumer data protections, and emerging AI governance frameworks
• Develop clear, well‑reasoned positions on nuanced questions: where AI‑driven financial guidance sits relative to regulated advice, how data flows within banking ecosystems, and how Monstro is appropriately classified as a vendor
• Anticipate regulatory change far enough in advance that Monstro is ready before the market is — turning regulatory preparedness into a speed advantage over competitors who react rather than plan
• Partner with leadership on market…