Associate - CIB Audit

Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer‑centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference.

The Associate (Supervisor) – CIB Audit is an individual contributor responsible for executing audit testing across the Corporate & Investment Banking (CIB) portfolio, covering both Markets (Sales & Trading) and non‑Markets businesses, including lending, risk, operations, and supporting functions.

The Associate applies independent judgment in executing assigned audit procedures, identifying control weaknesses, and assessing risk, with work reviewed by a Sr. Supervisor or Audit Manager before finalization. The role requires a strong foundation in internal audit methodology and a developing understanding of CIB products and activities, including Equities, Fixed Income, Securitization, FX, Rates, Derivatives, Leveraged Finance, and related lending and trading businesses.

• Execute audit testing and analysis for internal audit reviews covering CIB businesses, processes, and control environments.
• Perform control design and operating effectiveness testing across moderate to high‑complexity audit areas under the guidance of a Sr. Supervisor or Audit Manager.
• Examine business records, transaction data, and supporting documentation to identify control gaps, issues, and risk exposures.
• Apply independent judgment in assessing risks, documenting observations, and escalating issues as appropriate.
• Prepare clear, well‑supported audit work papers in accordance with internal audit standards and methodology.
• Participate in audit planning activities, including understanding process flows, identifying key risks, and assisting in the development of audit test steps.
• Support post‑audit follow‑up testing to assess the adequacy and timeliness of management remediation efforts.
• Assist in drafting audit observations and recommendations for review by the Sr. Supervisor or Audit Manager.
• Develop and maintain an understanding of CIB products, processes, and regulatory expectations, with a focus on Markets activities.
• Demonstrate commitment to professional development through training, on‑the‑job learning, and feedback incorporation.
• Provide consistent, high‑quality support to audit stakeholders while maintaining professionalism and objectivity.

• Bachelor's Degree:
  Accounting, Finance, Business or equivalent field.
  
  - Required.
• 3+ Years Audit or relevant experience.
  
  - Required.
• Analytical and problem‑solving skills as well as the ability to work independently.
• Technology and computer skills, with the ability to effectively use Microsoft Office (Word, Excel, Outlook, PowerPoint).
• Support audit execution through the use of data analytics, automation, and AI‑enabled tools to analyze large datasets, identify control gaps, and enhance audit efficiency.
• Detail oriented with organizational skills.
• Verbal and written communication skills.
• Time management skills and the ability to complete multiple projects simultaneously and in a timely manner.
• Ability to work independently with limited supervision.
• Solid diplomatic skills with the ability to resolve conflict in a civil manner.

Certifications are not required; progress toward or interest in professional certifications (e.g., CPA, CIA, CFA, FRM) is a plus.

• Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.
• Experience in Microsoft Office products.

• New York, NY
• Miami, FL

Minimum: $76,875.00 USD

Maximum: $ USD

Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are…